Ludlow Eviction Risk: High , Yonkers

Food insecurity runs 40.7% against 17.8% nationally. What pushes it up most is eviction-process difficulty at 9/10. 27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Average gross rent is $1,129, 37% below the Yonkers average. Running cool, supply constraint reads 1/10. It sits 2.1 points above the Westchester County average of 7.8.

Cost burden runs 58% here against 47.2% across Westchester County. On the high side, rent-regulation exposure reads 8.5/10.

Inability to pay a utility bill runs 19.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Lower Westchester Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #1 of 84,120 for landlord eviction difficulty.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.