Wind Oaks Town Homes Eviction Risk: Moderate

80% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

The main counterweight is rent-regulation exposure, at 2.5/10. 13% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Court records for this tract carry 309 eviction filings.

At $1,599 a month, rents sit 14% over what the rest of Asheville commands. The worst year on record was 2002, when filings touched 12.1% of renter households. Recent filings have not receded much: 7.3% in 2013 against a 12.1% peak.

That places it #8 of 18 neighborhoods in Asheville. For a like-for-like read, Swannanoa Hills and Bingham Heights score within a fraction of it. Annual rent works out to 27% of average household income of $70,109.

One tract means one number: 5.2/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.