1 census tracts · pop 4,271 · pop-weighted Eviction Risk Score 4.5/10
· range 4.5–4.5
Light Oak maps to a single census tract in Shelby, NC, population 4,271. The Eviction Risk Score is 4.5/10, in the Moderate tier. The strongest single driver of the headline number is tenant-organizing strength at 8.2/10.
Against a Shelby baseline of 31.5%, 40% of renters here cross the 30%-of-income line. At $736 a month, rents sit 22% under what the rest of Shelby commands.
Running cool is eviction-process difficulty, at 2.4/10. The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.
Well under the midpoint is supply constraint, at 2.9/10. That places it #3 of 7 neighborhoods in Shelby. The closest comparables inside the same city are Westwood Heights and Stonegate.
Social vulnerability runs high at 9/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Against average income of $52,378, annual rent is only 17%, a wide affordability cushion. 31% of occupied units are renter-occupied.
Because the boundary contains one tract, 4.5/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
4.5
Moderate
1 tracts · population-weighted
Light Oak vs ShelbyHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority71%ile
Hispanic + non-white share of population
Housing & transport83%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Light Oak
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
12.8%Housing insecurity
9.0%Utility shutoff threat
17.2%Food insecurity
15.0%SNAP enrollment
10.1%No health insurance
37.8%Any disability
Frequently asked
About Light Oak
Q1
What is the eviction-risk score for Light Oak?
Light Oak scores 4.5/10 (Moderate tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Light Oak compare to Shelby overall?
Light Oak scores 0.5 points higher than Shelby overall (4/10). Renters spend 40% of income on rent vs 32% citywide. Average rent: $736 vs $945.
Q3
What is the average rent in Light Oak?
Average gross rent in Light Oak is $736/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 40% of renter households are cost-burdened.
Q4
What percentage of Light Oak residents are renters?
31% of Light Oak households are renter-occupied (vs 40% in Shelby). The neighborhood has 4,271 residents.
Q5
Is Light Oak a high social-vulnerability area?
Light Oak sits in the 89th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
How safe is Light Oak for landlords?
Light Oak carries a moderate-tier eviction-risk profile for landlords (4.5/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Shelby as a whole (4/10), this neighborhood is higher-risk.
Q7
What is the demographic breakdown of Light Oak?
Light Oak has 3,478 residents. Top groups: White (non-Hispanic) (47.3%), Black (non-Hispanic) (35.5%), Hispanic / Latino (12.4%). Source: ACS 5-year 2023, table B03002.
Sibling neighborhoods
Other neighborhoods inside Shelby
Same parent city, ranked by score similarity to Light Oak.
