Virginia Manor Eviction Risk: Moderate

28% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Food insecurity affects 40.8% of adults, 23.0 points above the national rate. Set annual rent against average household income of $42,089 and the ratio lands at 35%, above the conventional 30% ceiling.

CDC survey data puts housing insecurity at 30.4% of adults, against 14.2% nationally. Pulling the other way is rent-regulation exposure, at 1.5/10. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. On the softer side is supply constraint, at 1.7/10.

Average gross rent is $1,219, 24% below the Charlotte average of $1,612. Filings are well documented here: 3,002 across 3 observed tracts. On the high side is economic stress at 7.2/10.

The worst year on record was 2005, when filings touched 110.1% of renter households. The most recent observed rate, 23.5% in 2016, is well off that peak.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.