Shannon Park Eviction Risk: Moderate

Pulling the other way is rent-regulation exposure, at 1.5/10. 19% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

On the softer side is supply constraint, at 1.9/10. Food insecurity affects 33.3% of adults, 15.5 points above the national rate.

CDC survey data puts housing insecurity at 25.5% of adults, against 14.2% nationally. Average gross rent is $1,263, 22% below the Charlotte average of $1,612. The poverty rate is 21%, which shows up in this model as reduced rent-recovery odds after a judgment.

Court records carry 2,778 eviction filings across its 2 observed tracts. The worst year on record was 2005, when filings touched 70.4% of renter households. The most recent observed rate, 22.5% in 2016, is well off that peak.

That places it #1 of 111 neighborhoods in Charlotte. The closest comparables inside the same city are Knollwood Acres and Candlewood.

Social vulnerability runs high at 9.2/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Its 2 tracts score within 0 points of one another, so the area figure travels well to individual addresses.

With little internal variation, 5.4/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.