Sardis Woods Eviction Risk: Moderate

The severe-burden share is 35%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. 100% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Set annual rent against average household income of $44,878 and the ratio lands at 37%, above the conventional 30% ceiling. The clearest offset is rent-regulation exposure, at 1.5/10.

Food insecurity affects 35.4% of adults, 17.6 points above the national rate. 19.4% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

Running cool is supply constraint, at 2.6/10. Average gross rent is $1,386, 14% below the Charlotte average of $1,612.

That places it #1 of 111 neighborhoods in Charlotte. For a like-for-like read, Shannon Park and Knollwood Acres score within a fraction of it. Social vulnerability runs high at 8.1/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

One tract means one number: 5.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.