Windsor Park Eviction Risk: Moderate

Severe burden reaches 31%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. The clearest offset is rent-regulation exposure, at 1.5/10.

Running cool is supply constraint, at 2/10. At $1,274 a month, rents sit 21% under what the rest of Charlotte commands.

The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Court records carry 2,863 eviction filings across its 4 observed tracts. The worst year on record was 2005, when filings touched 56.6% of renter households.

18.0% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. The most recent observed rate, 18.0% in 2016, is well off that peak. That places it #1 of 111 neighborhoods in Charlotte.

The closest comparables inside the same city are Shannon Park and Knollwood Acres. Social vulnerability runs high at 8.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Its 4 tracts score within 0.2 points of one another, so the area figure travels well to individual addresses.

With little internal variation, 5.4/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.