Matthews Commercial Historic District Eviction Risk: Lower

Pulling the other way is economic stress, at 1.3/10. Severe burden reaches 23%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

The 4 tracts inside this boundary do not behave alike. Individual scores run 3 to 4.5, a 1.5-point gap wide enough that the area average misleads on any specific address. Well under the midpoint is eviction-process difficulty, at 2.6/10. At $2,057 a month, rents sit 17% over what the rest of Matthews commands.

Court records carry 188 eviction filings across its 2 observed tracts. Running hot is tenant-organizing strength at 7.3/10.

The voucher gap is 12.8%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. SNAP participation is 6.7% of households versus 15.2% nationally.

Filing activity peaked in 2014 at 14.2% of renter households. Food insecurity affects 9.7% of adults, 8.1 points below the national rate.

The most recent observed rate, 4.8% in 2016, is well off that peak.

Underwrite the address, not the area: with 1.5 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.