Winterfield Eviction Risk: Moderate

Cost burden runs 76% against 29.9% citywide, putting Winterfield 45.9% over its own city. 78% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. Set annual rent against average household income of $42,625 and the ratio lands at 35%, above the conventional 30% ceiling.

The main counterweight is rent-regulation exposure, at 1.5/10. CDC survey data puts housing insecurity at 28.6% of adults, against 14.2% nationally.

On the softer side is supply constraint, at 1.9/10. At $1,260 a month, rents sit 22% under what the rest of Charlotte commands. The poverty rate is 23%, which shows up in this model as reduced rent-recovery odds after a judgment.

The filing record is not thin: 850 evictions logged in this tract. Disability prevalence reaches 43.5% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. Filing activity peaked in 2005 at 78.7% of renter households.

The most recent observed rate, 23.7% in 2016, is well off that peak. Among the 111 mapped neighborhoods of Charlotte, it ranks #1 by risk, the upper third. The closest comparables inside the same city are Shannon Park and Knollwood Acres.

One tract means one number: 5.4/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.