Lake Forest Eviction Risk: Moderate

The main counterweight is rent-regulation exposure, at 1.5/10. 66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. On the softer side is supply constraint, at 1.8/10.

SNAP participation is 31.8% of households versus 15.2% nationally. CDC survey data puts housing insecurity at 27.0% of adults, against 14.2% nationally. Severe burden reaches 18%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

At $1,251 a month, rents sit 22% under what the rest of Charlotte commands. Court records carry 3,148 eviction filings across its 2 observed tracts.

Filing activity peaked in 2014 at 77.1% of renter households. The most recent observed rate, 38.3% in 2016, is well off that peak.

That places it #27 of 111 neighborhoods in Charlotte. Social vulnerability runs high at 9/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

With little internal variation, 5.2/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.