Neighborhood · Ranked #30,697 of 84,120 nationally

Five Points Eviction Risk: Moderate , Cleveland

Tract 39035150100 · Cuyahoga County, OH · pop 1,617 · neighborhood within 0.9 mi

The Five Points neighborhood of Cleveland anchors census tract 39035150100, which lands at $1/10 on landlord eviction risk. On the national scale it ranks #5,079 of 84,120 for landlord eviction difficulty.

About 55% of renters carry a rent burden of 30% of income or higher, a severe level, and 14% are severely burdened at 50% or more. Average rent runs $654 a month against an average household income of $19,392 a year, roughly 40% of income at the averages. Renters make up 38% of occupied homes.

Risk score

5.5

Moderate

Confidence 100% · 1-10 scale

Household mix · 100 hh

Burdened renters 21% Stable renters 17% Owners 62%

Tract context

Occupied units823

Renter share38.3%

SVI overall0.66

Poverty rate33.4%

Median income$19,392

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Cleveland and the region

Centroid at 41.5419, -81.5823 · click any tract to drill in

Why Five Points scores 5.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Cleveland

7.0

Regional political climate

2024 county presidential margin

6.7

State political climate

Ohio legislature & governorship

2.4

Economic stress

33.4% poverty · this tract

8.3

Supply constraint

$654 rent vs county FMR

1.0

Rent control risk

Inherited from Cleveland

8.1

Eviction process difficulty

State law sets the calendar

2.3

Tenant organizing strength

Inherited from Cleveland

9.8

Housing court bias

Inherited from Cleveland

8.9

How Five Points compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 66

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

90%Socioeconomic
29%Household composition
98%Racial/ethnic minority
24%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
78%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings · Princeton Eviction Lab

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.

Historic baseline (2000-2018)

1,488Total filings over 12 yrs
19.39%Avg annual filing rate
21.0%Peak (2007)
103Filings in 2016 (latest validated)

Filings by year 2004 to 2016

Filings stayed roughly flat over the past 12 months.

Comparable tracts

Census tracts with similar eviction risk

Within Five Points. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

28.6%Housing insecurity
24.2%Utility-shutoff threat
38.7%Food insecurity
39.7%SNAP enrollment
18.6%Transit barriers
11.7%No health insurance
19.0%Frequent mental distress
41.2%Any disability

Analysis

What drives eviction risk in Five Points

The heaviest input here is tenant organizing strength at 9.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Cleveland eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Cuyahoga County average of 5.8 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly Black and ranks around the 66th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39035150100

What is the eviction-risk score for census tract 39035150100?

Census tract 39035150100 in the Five Points neighborhood scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39035150100?

Median gross rent is $654/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.

What is the poverty rate in tract 39035150100?

33.4% of residents in tract 39035150100 live below the federal poverty line (ACS B17001, 2023). Population: 1,617.

How socially vulnerable is tract 39035150100?

CDC Social Vulnerability Index ranks this tract in the 66th percentile nationally. Sub-themes: socioeconomic 90th, household 29th, minority 98th, housing 24th.

Is tract 39035150100 considered part of Five Points?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39035150100 fall within Five Points (neighborhood centroid within 0.9 miles, OSM data).

How many evictions are filed each year in tract 39035150100?

Princeton Eviction Lab recorded 1,488 eviction filings across 12 validated years in tract 39035150100 (2000-2018). The average annual filing rate is 19.39% of renter households, peaking at 21.0% in 2007. Source: Eviction Lab tract-validated 2024 release.

What share of households in tract 39035150100 struggle to pay rent?

About 28.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 24.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39035150100 compare to Cleveland overall?

Tract 39035150100 scores 5.5/10, right in line with the parent city of Cleveland at 5.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Cleveland eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39035150100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Cleveland

Top eight tracts in Cleveland ranked by composite eviction-risk score.