Mount Auburn Historic District Eviction Risk: Moderate

Annualized rent equals 47% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. SNAP participation is 39.4% of households versus 15.2% nationally. 29% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

23.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. This is a renter market: 77% of occupied units are tenant-occupied. Pulling the other way is supply constraint, at 1.7/10.

The poverty rate is 29%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. On the softer side is rent-regulation exposure, at 2/10.

Court records for this tract carry 1,572 eviction filings. At $865 a month, rents sit 14% under what the rest of Cincinnati commands.

Sitting well above the midpoint is economic stress at 7.1/10. The worst year on record was 2010, when filings touched 20.6% of renter households.

Because the boundary contains one tract, 5.9/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.