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Census Tract · Ranked #34,332 of 84,120 nationally

Reading Eviction Risk: Moderate

Tract 39061023222 · Hamilton County, OH · pop 3,276

Census tract 39061023222 belongs to Reading, Ohio. It is home to 3,276 residents and scores 5.6/10, a moderate reading for landlords. It lands near the 60th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 36% of renter households, a high level, and 20% are severely burdened at 50% or more. The typical renter pays about $954 a month while the average household earns $57,917 a year, roughly 20% of income at the averages. Renters make up 47% of occupied homes.

Risk score
4.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17% Stable renters 30% Owners 53%
Tract context
Occupied units1,702
Renter share47.2%
SVI overall0.61
Poverty rate20.3%
Median income$57,917

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In Reading
Moderate
Within county
63 th percentile
Rank, 63rd percentileLowHigh
#85 of 226 tracts In Hamilton County
Elevated
Within state
68 th percentile
Rank, 68th percentileLowHigh
#1,022 of 3,162 tracts In Ohio
Elevated
National
59 th percentile
Rank, 59th percentileLowHigh
#34,332 of 84,120 tracts In U.S.
Elevated
Geographic context

Risk heat across Reading and the region

Centroid at 39.2190, -84.4353 · click any tract to drill in

Why Reading scores 4.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Reading
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
20.3% poverty · this tract
5.1
Supply constraint
$954 rent vs county FMR
2.4
Rent control risk
Inherited from Reading
4.7
Eviction process difficulty
State law sets the calendar
2.0
Tenant organizing strength
Inherited from Reading
8.3
Housing court bias
Inherited from Reading
5.4

How Reading compares

Risk score vs. parent city, county, state.
Reading risk score vs. parent city / county / stateThis tract: 4.44.4This tracttract 023222Reading: 2.62.6Readingparent cityCounty: 3.83.8Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 61

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 1,204Total filings over 16 yrs
  • 13.23%Avg annual filing rate
  • 26.3%Peak (2012)
  • 64Filings in 2018 (latest validated)
Filings by year 2002 to 2018
Year-by-year eviction filings in tract 390610232222002: 43 filings (6.08/100 renter HHs)2003: 29 filings (4.10/100 renter HHs)2004: 64 filings (9.05/100 renter HHs)2005: 47 filings (8.74/100 renter HHs)2006: 92 filings (17.10/100 renter HHs)2007: 78 filings (14.50/100 renter HHs)2008: 81 filings (15.06/100 renter HHs)2009: 52 filings (9.67/100 renter HHs)2010: 72 filings (10.98/100 renter HHs)2011: 131 filings (24.08/100 renter HHs)2012: 143 filings (26.29/100 renter HHs)2013: 118 filings (21.69/100 renter HHs)2014: 57 filings (10.48/100 renter HHs)2015: 80 filings (14.71/100 renter HHs)2016: 53 filings (8.67/100 renter HHs)2018: 64 filings (10.47/100 renter HHs)
Filings climbed 49% over the past 16 months.

Pandemic-era tracking (2020–2021)

  • 647Total filings 2020-21
  • 8.4Avg monthly (observed)
  • 7.1Pre-pandemic baseline
  • 1.18×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 0 filings (0.00× baseline)2020-02-01: 0 filings (0.00× baseline)2020-03-01: 0 filings (0.00× baseline)2020-04-01: 0 filings (0.00× baseline)2020-05-01: 5 filings (0.54× baseline)2020-06-01: 3 filings (0.34× baseline)2020-07-01: 2 filings (0.26× baseline)2020-08-01: 17 filings (2.24× baseline)2020-09-01: 9 filings (1.45× baseline)2020-10-01: 10 filings (1.02× baseline)2020-11-01: 5 filings (0.74× baseline)2020-12-01: 15 filings (1.67× baseline)2021-01-01: 5 filings (0.58× baseline)2021-02-01: 3 filings (0.94× baseline)2021-03-01: 7 filings (1.00× baseline)2021-04-01: 4 filings (0.57× baseline)2021-05-01: 7 filings (0.76× baseline)2021-06-01: 3 filings (0.34× baseline)2021-07-01: 2 filings (0.26× baseline)2021-08-01: 1 filings (0.13× baseline)2021-09-01: 3 filings (0.48× baseline)2021-10-01: 7 filings (0.71× baseline)2021-11-01: 0 filings (0.00× baseline)2021-12-01: 5 filings (0.56× baseline)2022-01-01: 1 filings (0.12× baseline)2022-02-01: 5 filings (1.56× baseline)2022-03-01: 11 filings (1.57× baseline)2022-04-01: 11 filings (1.57× baseline)2022-05-01: 16 filings (1.74× baseline)2022-06-01: 2 filings (0.23× baseline)2022-07-01: 13 filings (1.67× baseline)2022-08-01: 15 filings (1.97× baseline)2022-09-01: 5 filings (0.81× baseline)2022-10-01: 2 filings (0.20× baseline)2022-11-01: 10 filings (1.47× baseline)2022-12-01: 13 filings (1.44× baseline)2023-01-01: 12 filings (1.40× baseline)2023-02-01: 12 filings (3.75× baseline)2023-03-01: 10 filings (1.43× baseline)2023-04-01: 11 filings (1.57× baseline)2023-05-01: 10 filings (1.09× baseline)2023-06-01: 9 filings (1.02× baseline)2023-07-01: 8 filings (1.03× baseline)2023-08-01: 8 filings (1.05× baseline)2023-09-01: 7 filings (1.13× baseline)2023-10-01: 7 filings (0.71× baseline)2023-11-01: 3 filings (0.44× baseline)2023-12-01: 15 filings (1.67× baseline)2024-01-01: 6 filings (0.70× baseline)2024-02-01: 8 filings (2.50× baseline)2024-03-01: 9 filings (1.29× baseline)2024-04-01: 4 filings (0.57× baseline)2024-05-01: 13 filings (1.41× baseline)2024-06-01: 19 filings (2.16× baseline)2024-07-01: 22 filings (2.82× baseline)2024-08-01: 19 filings (2.50× baseline)2024-09-01: 5 filings (0.81× baseline)2024-10-01: 17 filings (1.73× baseline)2024-11-01: 19 filings (2.79× baseline)2024-12-01: 19 filings (2.11× baseline)2025-01-01: 5 filings (0.58× baseline)2025-02-01: 4 filings (1.25× baseline)2025-03-01: 21 filings (3.00× baseline)2025-04-01: 14 filings (2.00× baseline)2025-05-01: 13 filings (1.41× baseline)2025-06-01: 17 filings (1.93× baseline)2025-07-01: 10 filings (1.28× baseline)2025-08-01: 10 filings (1.32× baseline)2025-09-01: 7 filings (1.13× baseline)2025-10-01: 4 filings (0.41× baseline)2025-11-01: 11 filings (1.62× baseline)2025-12-01: 12 filings (1.33× baseline)2026-01-01: 24 filings (240.00× baseline)2026-02-01: 0 filings (0.00× baseline)2026-03-01: 6 filings (60.00× baseline)2026-04-01: 0 filings (0.00× baseline)2026-05-01: 0 filings (0.00× baseline)

Pandemic filings ran near baseline. Eviction Lab tracked Cincinnati, OH as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Reading

The heaviest input here is tenant organizing strength at 8.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Reading, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hamilton County average of 5.6 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

Princeton's Eviction Lab logged 1,204 eviction filings here over 16 tracked years, with about 13.2% of renter households facing a filing in a typical year. Filings peaked at 26.3% of renter households in 2012.

The tract is predominantly White and ranks around the 61st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39061023222

Q1

What is the eviction-risk score for census tract 39061023222?

Census tract 39061023222 in Reading scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39061023222?

Median gross rent is $954/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39061023222?

20.3% of residents in tract 39061023222 live below the federal poverty line (ACS B17001, 2023). Population: 3,276.
Q4

How socially vulnerable is tract 39061023222?

CDC Social Vulnerability Index ranks this tract in the 61th percentile nationally. Sub-themes: socioeconomic 64th, household 23th, minority 38th, housing 82th.
Q5

How many evictions are filed each year in tract 39061023222?

Princeton Eviction Lab recorded 1,204 eviction filings across 16 validated years in tract 39061023222 (2000-2018). The average annual filing rate is 13.23% of renter households, peaking at 26.3% in 2012. Source: Eviction Lab tract-validated 2024 release.
Q6

Did eviction filings in tract 39061023222 drop during COVID?

Pandemic-era filings ran 1.18× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Cincinnati eviction risk, OH), 2020-2021.
Q7

What share of households in tract 39061023222 struggle to pay rent?

About 13.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 39061023222 compare to Reading overall?

Tract 39061023222 scores 4.4/10, higher than the parent city of Reading at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Reading; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Reading

Top eight tracts in Reading ranked by composite eviction-risk score.

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