Neighborhood · Ranked #53,699 of 84,120 nationally

The Reserves of Willoughby Eviction Risk: Lower

Tract 39085201500 · Lake County, OH · pop 2,710 · neighborhood within 0.7 mi

Census tract 39085201500 covers the The Reserves of Willoughby neighborhood of Willoughby, home to 2,710 residents. For landlords it grades 5.2/10, a moderate reading. That is riskier than roughly 45% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 35% of renter households, a high level, and 19% are severely burdened at 50% or more. The typical renter pays about $1,321 a month while the average household earns $89,761 a year, roughly 18% of income at the averages. About 27% of occupied units are renter-occupied.

Risk score

3.8

Lower

Confidence 100% · 1-10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 18% Owners 73%

Tract context

Occupied units1,149

Renter share27.2%

SVI overall0.04

Poverty rate6.9%

Median income$89,761

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Willoughby and the region

Centroid at 41.6369, -81.3972 · click any tract to drill in

Why The Reserves of Willoughby scores 3.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Willoughby

7.0

Regional political climate

2024 county presidential margin

4.3

State political climate

Ohio legislature & governorship

2.4

Economic stress

6.9% poverty · this tract

1.7

Supply constraint

$1,321 rent vs county FMR

5.9

Rent control risk

Inherited from Willoughby

6.4

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Willoughby

7.8

Housing court bias

Inherited from Willoughby

5.6

How The Reserves of Willoughby compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 4

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

12%Socioeconomic
16%Household composition
12%Racial/ethnic minority
7%Housing & transportation

Eviction filings · Princeton Eviction Lab

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.

Historic baseline (2000-2018)

123Total filings over 14 yrs
7.69%Avg annual filing rate
14.5%Peak (2005)
5Filings in 2017 (latest validated)

Filings by year 2002 to 2017

Filings dropped 38% over the past 14 months.

Comparable tracts

Census tracts with similar eviction risk

Within The Reserves of Willoughby. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

7.8%Housing insecurity
5.4%Utility-shutoff threat
8.3%Food insecurity
6.0%SNAP enrollment
5.3%Transit barriers
5.7%No health insurance
16.3%Frequent mental distress
24.0%Any disability

Analysis

What drives eviction risk in The Reserves of Willoughby

What moves this score most is tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Willoughby, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 4.8 and in line with the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 7.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.4% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 4th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39085201500

What is the eviction-risk score for census tract 39085201500?

Census tract 39085201500 in the The Reserves of Willoughby neighborhood scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39085201500?

Median gross rent is $1,321/month (ACS 5-year 2023, table B25064). 35% of renter households are cost-burdened.

What is the poverty rate in tract 39085201500?

6.9% of residents in tract 39085201500 live below the federal poverty line (ACS B17001, 2023). Population: 2,710.

How socially vulnerable is tract 39085201500?

CDC Social Vulnerability Index ranks this tract in the 4th percentile nationally. Sub-themes: socioeconomic 12th, household 16th, minority 12th, housing 7th.

Is tract 39085201500 considered part of The Reserves of Willoughby?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39085201500 fall within The Reserves of Willoughby (neighborhood centroid within 0.7 miles, OSM data).

How many evictions are filed each year in tract 39085201500?

Princeton Eviction Lab recorded 123 eviction filings across 14 validated years in tract 39085201500 (2000-2018). The average annual filing rate is 7.69% of renter households, peaking at 14.5% in 2005. Source: Eviction Lab tract-validated 2024 release.

What share of households in tract 39085201500 struggle to pay rent?

About 7.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39085201500 compare to Willoughby overall?

Tract 39085201500 scores 3.8/10, lower than the parent city of Willoughby at 4.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Willoughby; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Willoughby

Top eight tracts in Willoughby ranked by composite eviction-risk score.