Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #54,273 of 84,120 nationally
The Reserves of Willoughby Eviction Risk: Lower
Tract 39085201400 · Lake County, OH · pop 3,892 · neighborhood within 1.4 mi
With a score of 3.7/10, tract 39085201400 in the The Reserves of Willoughby area of Willoughby, OH reads lower for landlord eviction risk. Population here is 3,892. The clearest offset is economic stress at 1.1/10.
Risk score
3.7
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17%
Stable renters 24%
Owners 59%
Tract context
Occupied units1,982
Renter share41.0%
SVI overall0.09
Poverty rate4.3%
Median income$76,769
Percentile rank
Higher percentile = riskier than more peers.Within parent city
40
th percentile
Moderate
Within county
62
th percentile
Elevated
Within state
46
th percentile
Moderate
Geographic context
Risk heat across Willoughby and the region
Centroid at 41.6333, -81.4092 · click any tract to drill in
Why The Reserves of Willoughby scores 3.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Willoughby
7.0
Regional political climate
2024 county presidential margin
4.3
State political climate
Ohio legislature & governorship
2.4
Economic stress
4.3% poverty · this tract
1.1
Supply constraint
$965 rent vs county FMR
3.0
Rent control risk
Inherited from Willoughby
6.4
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Willoughby
7.8
Housing court bias
Inherited from Willoughby
5.6
How The Reserves of Willoughby compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 9
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 22%Socioeconomic
- 24%Household composition
- 4%Racial/ethnic minority
- 9%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 251Total filings over 14 yrs
- 2.51%Avg annual filing rate
- 3.5%Peak (2012)
- 12Filings in 2017 (latest validated)
Filings dropped 43% over the past 14 months.
Comparable tracts
Census tracts with similar eviction risk
Within The Reserves of Willoughby. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.3%Housing insecurity
- 5.1%Utility-shutoff threat
- 8.2%Food insecurity
- 6.2%SNAP enrollment
- 5.2%Transit barriers
- 5.7%No health insurance
- 15.9%Frequent mental distress
- 24.9%Any disability
Analysis
What drives eviction risk in The Reserves of Willoughby
Sitting well above the midpoint, tenant-organizing strength reads 7.8/10. 15% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Running cool, state political climate reads 2.4/10. At $965 a month, rents run 18% under what the rest of Willoughby commands.
Food insecurity runs 8.2% against 17.8% nationally. SNAP participation runs 6.2% against 15.2% nationally.
The filing record is not thin: 251 evictions over 14 years of observation. Cost burden runs 41% here against 36.8% across Lake County.
Filings peaked in 2012 at 3.5% of renter households. In a typical year about 2.5% of renter households face a filing. On the national scale it lands near the 35th percentile of the 84,120 tracts scored.
CDC social-vulnerability scoring puts the tract at 1.8/10.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 39085201400
Q1
What is the eviction-risk score for census tract 39085201400?
Census tract 39085201400 in the The Reserves of Willoughby neighborhood scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39085201400?
Median gross rent is $965/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39085201400?
4.3% of residents in tract 39085201400 live below the federal poverty line (ACS B17001, 2023). Population: 3,892.
Q4
How socially vulnerable is tract 39085201400?
CDC Social Vulnerability Index ranks this tract in the 9th percentile nationally. Sub-themes: socioeconomic 22th, household 24th, minority 4th, housing 9th.
Q5
Is tract 39085201400 considered part of The Reserves of Willoughby?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39085201400 fall within The Reserves of Willoughby (neighborhood centroid within 1.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 39085201400?
Princeton Eviction Lab recorded 251 eviction filings across 14 validated years in tract 39085201400 (2000-2018). The average annual filing rate is 2.51% of renter households, peaking at 3.5% in 2012. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39085201400 struggle to pay rent?
About 7.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39085201400 compare to Willoughby overall?
Tract 39085201400 scores 3.7/10, lower than the parent city of Willoughby at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Willoughby; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Willoughby
Top eight tracts in Willoughby ranked by composite eviction-risk score.
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