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Neighborhood · Ranked #32,842 of 84,120 nationally

Library Village Eviction Risk: Moderate , Toledo

Tract 39095000601 · Lucas County, OH · pop 3,851 · neighborhood within 0.7 mi

39095000601 is a census tract in the Library Village area of Toledo, OH. It scores 5/10 for landlords. It is home to 3,851 residents. What pushes it up most is court filing pressure at 8.9/10.

Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 23% Stable renters 43% Owners 34%
Tract context
Occupied units1,501
Renter share66.2%
SVI overall0.59
Poverty rate22.8%
Median income$58,218

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Library Village
Very High
Within parent city
49 th percentile
Rank, 49th percentileLowHigh
#62 of 121 tracts In Toledo
Moderate
Within county
64 th percentile
Rank, 64th percentileLowHigh
#62 of 168 tracts In Lucas County
Elevated
Within state
71 th percentile
Rank, 71st percentileLowHigh
#933 of 3,162 tracts In Ohio
Elevated
Geographic context

Risk heat across Toledo and the region

Centroid at 41.6888, -83.5781 · click any tract to drill in

Why Library Village scores 5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
22.8% poverty · this tract
5.7
Supply constraint
$1,005 rent vs county FMR
4.5
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How Library Village compares

Risk score vs. parent city, county, state.
Library Village risk score vs. parent city / county / state5.0This tracttract 0006014.0Toledoparent city4.2Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 59

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Library Village. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Library Village

Running cool, rent-regulation exposure reads 1.5/10. The severe-burden share is 20%, and it is the single best predictor in this model of a filing that actually reaches judgment. This is renter territory: 66% of occupied units are tenant-occupied.

The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the softer side, state political climate reads 2.4/10.

Against Lucas County at 41.3%, around a third of renters here are cost-burdened. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 0.8 points.

At $1,005 a month, rents run 12% over what the rest of Toledo commands. Inability to pay a utility bill runs 14.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 61st percentile of the 84,120 tracts scored.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 39095000601

Q1

What is the eviction-risk score for census tract 39095000601?

Census tract 39095000601 in the Library Village neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095000601?

Median gross rent is $1,005/month (ACS 5-year 2023, table B25064). 35% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095000601?

22.8% of residents in tract 39095000601 live below the federal poverty line (ACS B17001, 2023). Population: 3,851.
Q4

How socially vulnerable is tract 39095000601?

CDC Social Vulnerability Index ranks this tract in the 59th percentile nationally. Sub-themes: socioeconomic 59th, household 65th, minority 66th, housing 41th.
Q5

Is tract 39095000601 considered part of Library Village?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095000601 fall within Library Village (neighborhood centroid within 0.7 miles, OSM data).
Q6

What share of households in tract 39095000601 struggle to pay rent?

About 19.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39095000601 compare to Toledo overall?

Tract 39095000601 scores 5/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 39095000601 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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