Neighborhood · Ranked #35,899 of 84,120 nationally

Library Village Eviction Risk: Moderate , Toledo

Tract 39095000302 · Lucas County, OH · pop 2,461 · neighborhood within 0.0 mi

With a score of 5.6/10, tract 39095000302 in the Library Village area of Toledo ranks in the Moderate tier for landlord eviction risk. The tract is home to 2,461 residents. That is riskier than about 60% of US census tracts.

About 56% of renters carry a rent burden of 30% of income or higher, a severe level, and 20% are severely burdened at 50% or more. The typical renter pays about $792 a month while the average household earns $49,491 a year, roughly 19% of income at the averages. About 42% of occupied units are renter-occupied.

Risk score

4.3

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 24% Stable renters 18% Owners 58%

Tract context

Occupied units1,011

Renter share41.9%

SVI overall0.32

Poverty rate12.3%

Median income$49,491

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6963, -83.5703 · click any tract to drill in

Why Library Village scores 4.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

12.3% poverty · this tract

3.1

Supply constraint

$792 rent vs county FMR

2.5

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How Library Village compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 32

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

74%Socioeconomic
8%Household composition
51%Racial/ethnic minority
12%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
96%Grade B
4%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Library Village. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

18.0%Housing insecurity
13.8%Utility-shutoff threat
21.7%Food insecurity
20.3%SNAP enrollment
11.5%Transit barriers
10.1%No health insurance
20.7%Frequent mental distress
31.7%Any disability

Analysis

What drives eviction risk in Library Village

The heaviest input here is tenant organizing strength at 4.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 32nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39095000302

What is the eviction-risk score for census tract 39095000302?

Census tract 39095000302 in the Library Village neighborhood scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095000302?

Median gross rent is $792/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.

What is the poverty rate in tract 39095000302?

12.3% of residents in tract 39095000302 live below the federal poverty line (ACS B17001, 2023). Population: 2,461.

How socially vulnerable is tract 39095000302?

CDC Social Vulnerability Index ranks this tract in the 32th percentile nationally. Sub-themes: socioeconomic 74th, household 8th, minority 51th, housing 12th.

Is tract 39095000302 considered part of Library Village?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095000302 fall within Library Village (neighborhood centroid within 0.0 miles, OSM data).

What share of households in tract 39095000302 struggle to pay rent?

About 18.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095000302 compare to Toledo overall?

Tract 39095000302 scores 4.3/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095000302 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.