Old Towne Eviction Risk: Moderate , Toledo

70% of renter households cross the 30%-of-income line, well clear of the Lucas County average of 41.3%. What pushes it up most is economic stress at 10/10.

The poverty rate is 44%, which in this model reads as reduced rent-recovery odds after a judgment. Set annual rent against average income of $27,277 and the ratio lands at 38%, above the conventional 30% ceiling. Sitting well above the midpoint, court filing pressure reads 8.9/10.

On the softer side, rent-regulation exposure reads 1.5/10. Inability to pay a utility bill runs 22.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Housing insecurity runs 26.7% against 14.2% nationally. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 70% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 6/10, which tracks how hard a shock lands on the households already here.

Statewide the OH average is 4.2, so this tract runs 1.2 points hotter. Of its three components the household composition measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.