Neighborhood · Ranked #16,850 of 84,120 nationally

Old Towne Eviction Risk: Moderate , Toledo

Tract 39095001601 · Lucas County, OH · pop 1,216 · neighborhood within 0.1 mi

Census tract 39095001601 belongs to Old Towne in Toledo, Ohio. It is home to 1,216 residents and scores 6.4/10, an elevated reading for landlords. That is riskier than roughly 84% of the 84,120 US census tracts we score.

About 70% of renters carry a rent burden of 30% of income or higher, a severe level, and 52% are severely burdened at 50% or more. Average gross rent is $854 monthly, set against $27,277 in average yearly household income, roughly 38% of income at the averages. Renters make up 60% of occupied homes, a renter-majority tract.

Risk score

5.6

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 42% Stable renters 18% Owners 40%

Tract context

Occupied units565

Renter share59.6%

SVI overall0.56

Poverty rate44.4%

Median income$27,277

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6749, -83.5499 · click any tract to drill in

Why Old Towne scores 5.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

44.4% poverty · this tract

10.0

Supply constraint

$854 rent vs county FMR

3.1

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How Old Towne compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 56

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

76%Socioeconomic
20%Household composition
82%Racial/ethnic minority
34%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
95%Grade B
5%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

26.7%Housing insecurity
22.8%Utility-shutoff threat
34.6%Food insecurity
36.1%SNAP enrollment
17.5%Transit barriers
11.3%No health insurance
20.6%Frequent mental distress
38.2%Any disability

Analysis

What drives eviction risk in Old Towne

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

The tract is predominantly Black and ranks around the 56th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39095001601

What is the eviction-risk score for census tract 39095001601?

Census tract 39095001601 in the Old Towne neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095001601?

Median gross rent is $854/month (ACS 5-year 2023, table B25064). 70% of renter households are cost-burdened.

What is the poverty rate in tract 39095001601?

44.4% of residents in tract 39095001601 live below the federal poverty line (ACS B17001, 2023). Population: 1,216.

How socially vulnerable is tract 39095001601?

CDC Social Vulnerability Index ranks this tract in the 56th percentile nationally. Sub-themes: socioeconomic 76th, household 20th, minority 82th, housing 34th.

Is tract 39095001601 considered part of Old Towne?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095001601 fall within Old Towne (neighborhood centroid within 0.1 miles, OSM data).

What share of households in tract 39095001601 struggle to pay rent?

About 26.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 22.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095001601 compare to Toledo overall?

Tract 39095001601 scores 5.6/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095001601 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.