Within parent city
100
th percentile
Very High
Census Tract · Ranked #18,240 of 84,120 nationally
Moraine Eviction Risk: Moderate
Tract 39113030100 · Montgomery County, OH · pop 4,554 · 90% of tract blocks fall in Moraine
Census tract 39113030100 covers Moraine in Montgomery County, home to 4,554 residents. For landlords it grades 6.7/10, an elevated reading. It lands near the 90th percentile nationally for landlord eviction risk.
About 64% of renters carry a rent burden of 30% of income or higher, a severe level, and 22% are severely burdened at 50% or more. Average gross rent is $993 monthly, set against $41,761 in average yearly household income, roughly 29% of income at the averages. Renters make up 66% of occupied homes, a renter-majority tract.
Risk score
5.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 42%
Stable renters 24%
Owners 34%
Tract context
Occupied units2,025
Renter share66.1%
SVI overall0.93
Poverty rate28.3%
Median income$41,761
Percentile rank
Higher percentile = riskier than more peers.Within county
86
th percentile
High
Within state
87
th percentile
High
National
78
th percentile
High
Geographic context
Risk heat across Moraine and the region
Centroid at 39.7036, -84.2146 · click any tract to drill in
Why Moraine scores 5.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Moraine
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
28.3% poverty · this tract
7.1
Supply constraint
$993 rent vs county FMR
4.2
Rent control risk
Inherited from Moraine
8.3
Eviction process difficulty
State law sets the calendar
2.3
Tenant organizing strength
Inherited from Moraine
9.1
Housing court bias
Inherited from Moraine
8.6
How Moraine compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 93
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 82%Socioeconomic
- 96%Household composition
- 55%Racial/ethnic minority
- 92%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 3%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 896Total filings over 17 yrs
- 4.81%Avg annual filing rate
- 6.6%Peak (2002)
- 55Filings in 2018 (latest validated)
Filings dropped 19% over the past 17 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 17.1%Housing insecurity
- 13.6%Utility-shutoff threat
- 22.8%Food insecurity
- 22.4%SNAP enrollment
- 12.2%Transit barriers
- 10.8%No health insurance
- 20.8%Frequent mental distress
- 36.9%Any disability
Analysis
What drives eviction risk in Moraine
The heaviest input here is tenant organizing strength at 9.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Moraine, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Montgomery County average of 5.4 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
The tract is racially mixed and ranks around the 93rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 39113030100
Q1
What is the eviction-risk score for census tract 39113030100?
Census tract 39113030100 in Moraine scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39113030100?
Median gross rent is $993/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39113030100?
28.3% of residents in tract 39113030100 live below the federal poverty line (ACS B17001, 2023). Population: 4,554.
Q4
How socially vulnerable is tract 39113030100?
CDC Social Vulnerability Index ranks this tract in the 93th percentile nationally. Sub-themes: socioeconomic 82th, household 96th, minority 55th, housing 92th.
Q5
How many evictions are filed each year in tract 39113030100?
Princeton Eviction Lab recorded 896 eviction filings across 17 validated years in tract 39113030100 (2000-2018). The average annual filing rate is 4.81% of renter households, peaking at 6.6% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 39113030100 struggle to pay rent?
About 17.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 39113030100 compare to Moraine overall?
Tract 39113030100 scores 5.5/10, higher than the parent city of Moraine at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Moraine; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 39113030100 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Moraine
Top eight tracts in Moraine ranked by composite eviction-risk score.
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