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Neighborhood · Ranked #10,885 of 84,120 nationally

Oberlin Gardens Eviction Risk: Elevated , Steelton

Tract 42043023300 · Dauphin County, PA · pop 4,660 · neighborhood within 1.0 mi

Census tract 42043023300 runs through Oberlin Gardens in Steelton. With 4,660 residents, it scores 6.3/10 for landlords. That is riskier than about 82% of US census tracts.

33% of renter households here spend at least 30% of income on rent, a high level, and 14% are severely burdened at 50% or more. Average gross rent is $1,305 monthly, set against $55,100 in average yearly household income, roughly 28% of income at the averages. About 58% of occupied units are renter-occupied, a renter-majority tract.

Risk score
6.1
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19% Stable renters 39% Owners 42%
Tract context
Occupied units1,770
Renter share58.4%
SVI overall0.76
Poverty rate24.1%
Median income$55,100

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Oberlin Gardens
Very High
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Steelton
Very High
Within county
88 th percentile
Rank, 88th percentileLowHigh
#9 of 67 tracts In Dauphin County
High
Within state
89 th percentile
Rank, 89th percentileLowHigh
#398 of 3,445 tracts In Pennsylvania
High
Geographic context

Risk heat across Steelton and the region

Centroid at 40.2370, -76.8388 · click any tract to drill in

Why Oberlin Gardens scores 6.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Steelton
5.9
Regional political climate
2024 county presidential margin
5.4
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
24.1% poverty · this tract
6.0
Supply constraint
$1,305 rent vs county FMR
4.5
Rent control risk
Inherited from Steelton
4.8
Eviction process difficulty
State law sets the calendar
3.1
Tenant organizing strength
Inherited from Steelton
9.3
Housing court bias
Inherited from Steelton
6.5

How Oberlin Gardens compares

Risk score vs. parent city, county, state.
Oberlin Gardens risk score vs. parent city / county / stateThis tract: 6.16.1This tracttract 023300Steelton: 4.24.2Steeltonparent cityCounty: 4.24.2Countyavg tract in countyState: 3.93.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 76

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 565Total filings over 6 yrs
  • 16.49%Avg annual filing rate
  • 22.1%Peak (2005)
  • 95Filings in 2006 (latest validated)
Filings by year 2000 to 2006
Year-by-year eviction filings in tract 420430233002000: 81 filings (14.40/100 renter HHs)2001: 91 filings (16.18/100 renter HHs)2002: 79 filings (14.04/100 renter HHs)2003: 90 filings (16.00/100 renter HHs)2005: 129 filings (22.05/100 renter HHs)2006: 95 filings (16.24/100 renter HHs)
Filings climbed 17% over the past 6 months.
Comparable tracts

Census tracts with similar eviction risk

Within Oberlin Gardens. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Oberlin Gardens

The heaviest input here is tenant organizing strength at 9.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Steelton, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Dauphin County average of 5.9 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

The tract is Black and White and ranks around the 76th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

Princeton's Eviction Lab logged 565 eviction filings here over 6 tracked years, with about 16.5% of renter households facing a filing in a typical year. Filings peaked at 22.1% of renter households in 2005.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 42043023300

Q1

What is the eviction-risk score for census tract 42043023300?

Census tract 42043023300 in the Oberlin Gardens neighborhood scores 6.1/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 42043023300?

Median gross rent is $1,305/month (ACS 5-year 2023, table B25064). 33% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 42043023300?

24.1% of residents in tract 42043023300 live below the federal poverty line (ACS B17001, 2023). Population: 4,660.
Q4

How socially vulnerable is tract 42043023300?

CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 64th, household 84th, minority 77th, housing 63th.
Q5

Is tract 42043023300 considered part of Oberlin Gardens?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42043023300 fall within Oberlin Gardens (neighborhood centroid within 1.0 miles, OSM data).
Q6

How many evictions are filed each year in tract 42043023300?

Princeton Eviction Lab recorded 565 eviction filings across 6 validated years in tract 42043023300 (2000-2018). The average annual filing rate is 16.49% of renter households, peaking at 22.1% in 2005. Source: Eviction Lab tract-validated 2024 release.
Q7

How does tract 42043023300 compare to Steelton overall?

Tract 42043023300 scores 6.1/10, higher than the parent city of Steelton at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Steelton; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 42043023300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 65% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Steelton

Top eight tracts in Steelton ranked by composite eviction-risk score.

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