Hudson Terrace Eviction Risk: Moderate

Average gross rent is $559, 49% below the Spartanburg average of $1,099. The dominant input is economic stress at 9.8/10. CDC survey data puts housing insecurity at 34.3% of adults, against 14.2% nationally.

The poverty rate is 39%, which shows up in this model as reduced rent-recovery odds after a judgment. Annualized rent equals 40% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. The severe-burden share is 27%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Running cool is rent-regulation exposure, at 1/10. 74% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Well under the midpoint is supply constraint, at 1/10. 22.0% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Court records for this tract carry 119 eviction filings.

Filing activity peaked in 2010 at 14.3% of renter households. That places it #1 of 15 neighborhoods in Spartanburg.

Judgments average 5.6% of renter households a year, the share of filings that actually convert to an order. For a like-for-like read, Parkdale and Cleveland Heights score within a fraction of it.

One tract means one number: 4.8/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.