Avondale Eviction Risk: Moderate , Birmingham

Average gross rent is $544, 51% below the Birmingham average. Food insecurity runs 55.3% against 17.8% nationally.

The poverty rate is 61%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 33.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. 28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Running cool, rent-regulation exposure reads 1/10. 77% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, supply constraint reads 1/10.

36% of renter households cross the 30%-of-income line, lower than the Jefferson County average of 46.3%. It sits 1.1 points above the Jefferson County average of 4.3. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 70% of the 84,120 US census tracts in this model.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.