Smithfield Eviction Risk: Moderate , Birmingham

The score leans hardest on economic stress at 10/10. Disability prevalence runs 55.6% against 31.5% nationally.

The poverty rate is 44%, which in this model reads as reduced rent-recovery odds after a judgment. 26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Running cool, rent-regulation exposure reads 1/10. Inability to pay a utility bill runs 28.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. At $746 a month, rents run 33% under what the rest of Birmingham commands.

On the softer side, supply constraint reads 1/10. This is renter territory: 74% of occupied units are tenant-occupied.

Against the Jefferson County average of 4.3, this tract reads riskier for landlords by 1.1 points. Princeton's Eviction Lab logged 1,153 filings here across 11 tracked years. Filings peaked in 2001 at 10.8% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 7.7% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.