Anderson Place Historic District Eviction Risk: Moderate , Birmingham

81% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, state political climate reads 1.8/10.

17% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Cost burden runs 39% here against 46.3% across Jefferson County. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

On the high side, court filing pressure reads 7.5/10. Against the Jefferson County average of 4.3, this tract reads riskier for landlords by 1.0 points. Princeton's Eviction Lab logged 1,076 filings here across 11 tracked years.

At $960 a month, rents run 13% under what the rest of Birmingham commands. Filings peaked in 2002 at 13.1% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.