Orange Grove Eviction Risk: Moderate , Mobile

Inability to pay a utility bill runs 34.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Against Mobile County at 43.6%, 60% of renters here are cost-burdened.

Pulling hardest the other way is rent-regulation exposure at 1/10. Annualized rent equals 38% of average household income of $31,632, past the 30% affordability line, which thins the margin any screening standard has to work with. Severe burden reaches 21%. Those are renters paying half their income or more, and that is where non-payment filings originate.

This is renter territory: 68% of occupied units are tenant-occupied. Well under the midpoint, state political climate reads 1.8/10.

The poverty rate is 21%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. The filing record is not thin: 307 evictions over 10 years of observation.

It sits 0.8 points above the Mobile County average of 4.0. Running cool, tenant-organizing strength reads 3/10.

Filings peaked in 2002 at 17.1% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.