Phenix City Eviction Risk: Lower

Running cool, eviction-process difficulty reads 1.2/10. 22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Against Russell County at 43.2%, 53% of renters here are cost-burdened. On the softer side, state political climate reads 1.8/10. Housing insecurity runs 23.4% against 14.2% nationally.

Inability to pay a utility bill runs 16.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Average gross rent is $856, 11% below the Phenix City average.

It sits 0.6 points below the Russell County average of 3.7. That is riskier than roughly 22% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 4.8/10, which tracks how hard a shock lands on the households already here.

Of its three components the housing type and transport measure is the least pressured. Annual rent works out to 20% of average household income of $51,218. 45% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.