Montclair Eviction Risk: High , Oakland

At $3,501 a month, rents run 77% over what the rest of Oakland commands. On the high side, local political climate reads 9.7/10. Running hot, eviction-process difficulty reads 9.5/10.

The voucher gap is 30.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Against Alameda County at 45.5%, 57% of renters here are cost-burdened.

Food insecurity runs 5.4% against 17.8% nationally. The severe-burden share is 9%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Inability to pay a utility bill runs 3.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped A ("Best") on the 1930s HOLC security maps for Oakland. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 92% of the 84,120 US census tracts in this model. At 7% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

CDC social-vulnerability scoring puts the tract at 1.4/10. Against average income of $246,431, annual rent is just 17%. Statewide the CA average is 7.5, so this tract runs 0.8 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.