Montclair Eviction Risk: High , Oakland

What pushes it up most is rent-regulation exposure at 10/10. Average gross rent is $3,501, 77% above the Oakland average. Running hot, local political climate reads 9.7/10.

On the high side, eviction-process difficulty reads 9.5/10. The voucher gap is 30.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. 55% of renter households cross the 30%-of-income line, higher than the Alameda County average of 45.5%.

Housing insecurity runs 5.7% against 14.2% nationally. Adults with no health insurance runs 3.3% against 11.3% nationally.

Against the Alameda County average of 7.8, this tract reads riskier for landlords by 0.7 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 94th percentile of the 84,120 tracts scored. At 16% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.