Thousand Oaks Eviction Risk: Elevated , Berkeley

What pushes it up most is tenant-organizing strength at 9.5/10. 28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Well under the midpoint, supply constraint reads 1/10.

Running cool, economic stress reads 1.3/10. Housing insecurity runs 4.8% against 14.2% nationally. Inability to pay a utility bill runs 2.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #9,433 of 84,120 for landlord eviction difficulty.

Only 18% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 2.2/10. Against average income of $128,125, annual rent is just 11%.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.