Thousand Oaks Eviction Risk: Elevated , Berkeley

The dominant input is tenant-organizing strength at 9.5/10. At $2,863 a month, rents run 34% over what the rest of Berkeley commands.

On the softer side, economic stress reads 1/10. On the high side, regional political climate reads 8.1/10.

Adults with no health insurance runs 2.3% against 11.3% nationally. Inability to pay a utility bill runs 2.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 87% of the 84,120 US census tracts in this model.

Only 5% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. CDC social-vulnerability scoring puts the tract at 1.1/10.

Rent consumes only 14% of average household income of $250,001, an unusually wide affordability cushion. Of its three components the housing type and transport measure is the least pressured.

Poverty sits at 1%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.