Moraga Eviction Risk: Moderate

Well under the midpoint, economic stress reads 1.2/10. 22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. SNAP participation runs 3.8% against 15.2% nationally.

On the high side, local political climate reads 7.5/10. Against the Contra Costa County average of 6.8, this tract reads safer for landlords by 1.0 points.

Adults with no health insurance runs 2.7% against 11.3% nationally. The voucher gap is 12.9%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 76th percentile of the 84,120 tracts scored. Only 10% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 1.6/10, which tracks how hard a shock lands on the households already here.

Statewide the CA average is 7.5, so this tract runs 1.7 points cooler. Of its three components the housing type and transport measure is the least pressured.

Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.