Neighborhood · Ranked #3,797 of 84,120 nationally

Cole Valley Eviction Risk: High , San Francisco

Tract 06075020401 · San Francisco, CA · pop 3,248 · neighborhood within 0.6 mi

Tract 06075020401 sits in the Cole Valley area of San Francisco eviction risk, CA, carrying an eviction-risk score of 9.1/10. What pushes it up most is rent-regulation exposure at 10/10.

Risk score

9.1

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 13% Stable renters 40% Owners 47%

Tract context

Occupied units1,607

Renter share53.5%

SVI overall0.08

Poverty rate6.7%

Median income$190,966

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across San Francisco and the region

Centroid at 37.7595, -122.4435 · click any tract to drill in

Why Cole Valley scores 9.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from San Francisco

9.8

Regional political climate

2024 county presidential margin

8.6

State political climate

California legislature & governorship

6.8

Economic stress

6.7% poverty · this tract

1.7

Supply constraint

$3,244 rent vs county FMR

4.8

Rent control risk

Inherited from San Francisco

10.0

Eviction process difficulty

State law sets the calendar

10.0

Tenant organizing strength

Inherited from San Francisco

10.0

Housing court bias

Inherited from San Francisco

9.5

How Cole Valley compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 8

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

10%Socioeconomic
0%Household composition
56%Racial/ethnic minority
56%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
5%Grade B
94%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Cole Valley. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

6.2%Housing insecurity
3.6%Utility-shutoff threat
6.1%Food insecurity
4.7%SNAP enrollment
4.3%Transit barriers
3.7%No health insurance
12.9%Frequent mental distress
18.7%Any disability

Analysis

What drives eviction risk in Cole Valley

On the high side, eviction-process difficulty reads 10/10. Running hot, tenant-organizing strength reads 10/10. 25% of renter households cross the 30%-of-income line, well below the San Francisco County average of 37.3%.

At $3,244 a month, rents run 31% over what the rest of San Francisco commands. Disability prevalence runs 18.7% against 31.5% nationally.

The severe-burden share is 15%, and it is the single best predictor in this model of a filing that actually reaches judgment. Inability to pay a utility bill runs 3.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 95th percentile of the 84,120 tracts scored. Social vulnerability reads 1.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the CA average is 7.5, so this tract runs 1.6 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 06075020401

What is the eviction-risk score for census tract 06075020401?

Census tract 06075020401 in the Cole Valley neighborhood scores 9.1/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 06075020401?

Median gross rent is $3,244/month (ACS 5-year 2023, table B25064). 25% of renter households are cost-burdened.

What is the poverty rate in tract 06075020401?

6.7% of residents in tract 06075020401 live below the federal poverty line (ACS B17001, 2023). Population: 3,248.

How socially vulnerable is tract 06075020401?

CDC Social Vulnerability Index ranks this tract in the 8th percentile nationally. Sub-themes: socioeconomic 10th, household 0th, minority 56th, housing 56th.

Is tract 06075020401 considered part of Cole Valley?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 06075020401 fall within Cole Valley (neighborhood centroid within 0.6 miles, OSM data).

What share of households in tract 06075020401 struggle to pay rent?

About 6.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 06075020401 compare to San Francisco overall?

Tract 06075020401 scores 9.1/10, lower than the parent city of San Francisco at 9.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from San Francisco eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 06075020401 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in San Francisco

Top eight tracts in San Francisco ranked by composite eviction-risk score.