Cole Valley Eviction Risk: High

Sitting well above the midpoint is eviction-process difficulty at 10/10. Running hot is tenant-organizing strength at 10/10. This is a renter market: 69% of occupied units are tenant-occupied.

Average gross rent is $3,039, 23% above the San Francisco average of $2,476. Severe burden reaches 14%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Against a San Francisco baseline of 25.1%, 30% of renters here cross the 30%-of-income line.

CDC survey data puts housing insecurity at 6.6% of adults, against 14.2% nationally. Food insecurity affects 6.5% of adults, 11.3 points below the national rate. Among the 53 mapped neighborhoods of San Francisco, it ranks #41 by risk, the lower third.

Rent takes 20% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 7%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Its 5 tracts score within 0.5 points of one another, so the area figure travels well to individual addresses.

With little internal variation, 9.1/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.