Fruitdale Eviction Risk: High , San Jose

84% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Sitting well above the midpoint, eviction-process difficulty reads 9/10.

32% of renter households cross the 30%-of-income line, markedly below the Santa Clara County average of 43.5%. Well under the midpoint, economic stress reads 1/10. The severe-burden share is 12%, and it is the single best predictor in this model of a filing that actually reaches judgment.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 93% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 3.5/10. Statewide the CA average is 7.5, so this tract runs 0.9 points hotter. Of its three components the household composition measure is the least pressured.

Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Santa Clara County average of 8.0 closely. Average gross rent is $2,866, close to the San Jose average.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.