Neighborhood · Ranked #41,065 of 84,120 nationally

Fruitdale Eviction Risk: Moderate , San Jose

Tract 06085502302 · Santa Clara, CA · pop 3,332 · neighborhood within 0.5 mi

For landlords sizing up Fruitdale in San Jose, census tract 06085502302 carries a moderate eviction-risk score of 5.6/10. That is riskier than roughly 62% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 39% of renter households, a high level, and 16% are severely burdened at 50% or more. The typical renter pays about $2,235 a month while the average household earns $122,429 a year, roughly 22% of income at the averages. About 70% of occupied units are renter-occupied, a renter-majority tract.

Risk score

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 27% Stable renters 43% Owners 30%

Tract context

Occupied units1,337

Renter share70.0%

SVI overall0.37

Poverty rate3.3%

Median income$122,429

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across San Jose and the region

Centroid at 37.3083, -121.9084 · click any tract to drill in

Why Fruitdale scores 4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from San Jose

8.5

Regional political climate

2024 county presidential margin

7.4

State political climate

California legislature & governorship

6.8

Economic stress

3.3% poverty · this tract

1.0

Supply constraint

$2,235 rent vs county FMR

1.5

Rent control risk

Inherited from San Jose

9.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from San Jose

8.5

Housing court bias

Inherited from San Jose

8.5

How Fruitdale compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 37

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

22%Socioeconomic
49%Household composition
70%Racial/ethnic minority
43%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
44%Grade B
10%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Fruitdale. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

11.4%Housing insecurity
5.5%Utility-shutoff threat
11.6%Food insecurity
9.3%SNAP enrollment
6.8%Transit barriers
7.9%No health insurance
16.0%Frequent mental distress
25.3%Any disability

Analysis

What drives eviction risk in Fruitdale

The heaviest input here is rent-control risk at 9.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from San Jose eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Santa Clara County average of 5.4 and below the California statewide average of 6.1. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 11.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.5% faced a utility shutoff threat, a common early warning before a filing.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 06085502302

What is the eviction-risk score for census tract 06085502302?

Census tract 06085502302 in the Fruitdale neighborhood scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 06085502302?

Median gross rent is $2,235/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.

What is the poverty rate in tract 06085502302?

3.3% of residents in tract 06085502302 live below the federal poverty line (ACS B17001, 2023). Population: 3,332.

How socially vulnerable is tract 06085502302?

CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 22th, household 49th, minority 70th, housing 43th.

Is tract 06085502302 considered part of Fruitdale?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 06085502302 fall within Fruitdale (neighborhood centroid within 0.5 miles, OSM data).

What share of households in tract 06085502302 struggle to pay rent?

About 11.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 06085502302 compare to San Jose overall?

Tract 06085502302 scores 4/10, lower than the parent city of San Jose at 9.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from San Jose eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 06085502302 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in San Jose

Top eight tracts in San Jose ranked by composite eviction-risk score.