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Neighborhood · Ranked #65,113 of 84,120 nationally

Shorewalk Eviction Risk: Lower , Panama City Beach

Tract 12005002703 · Bay, FL · pop 3,562 · neighborhood within 1.3 mi

Landlord eviction risk in census tract 12005002703 (Shorewalk in Panama City Beach, Florida) comes in at 5.4/10, the Moderate tier. That is riskier than about 54% of US census tracts.

76% of renter households here spend at least 30% of income on rent, a severe level, and 33% are severely burdened at 50% or more. Average rent runs $1,606 a month against an average household income of $85,139 a year, roughly 23% of income at the averages. About 20% of occupied units are renter-occupied.

Risk score
2.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 15% Stable renters 5% Owners 80%
Tract context
Occupied units1,558
Renter share20.2%
SVI overall0.54
Poverty rate9.0%
Median income$85,139

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Shorewalk
Very Low
Within parent city
67 th percentile
Rank, 67th percentileLowHigh
#3 of 7 tracts In Panama City Beach
Elevated
Within county
29 th percentile
Rank, 29th percentileLowHigh
#35 of 49 tracts In Bay
Low
Within state
28 th percentile
Rank, 28th percentileLowHigh
#3,685 of 5,122 tracts In Florida
Low
Geographic context

Risk heat across Panama City Beach and the region

Centroid at 30.2211, -85.8675 · click any tract to drill in

Why Shorewalk scores 2.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Panama City Beach
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
9.0% poverty · this tract
2.3
Supply constraint
$1,606 rent vs county FMR
5.0
Rent control risk
Inherited from Panama City Beach
7.7
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from Panama City Beach
7.8
Housing court bias
Inherited from Panama City Beach
6.1

How Shorewalk compares

Risk score vs. parent city, county, state.
Shorewalk risk score vs. parent city / county / stateThis tract: 2.62.6This tracttract 002703Panama City Beach: 2.02.0Panama City Beachparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 54

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 164Total filings over 10 yrs
  • 5.45%Avg annual filing rate
  • 8.0%Peak (2011)
  • 10Filings in 2018 (latest validated)
Filings by year 2008 to 2018
Year-by-year eviction filings in tract 120050027032008: 14 filings (3.62/100 renter HHs)2010: 7 filings (1.64/100 renter HHs)2011: 31 filings (8.03/100 renter HHs)2012: 20 filings (5.18/100 renter HHs)2013: 12 filings (3.11/100 renter HHs)2014: 22 filings (5.70/100 renter HHs)2015: 19 filings (4.92/100 renter HHs)2016: 17 filings (9.71/100 renter HHs)2017: 12 filings (6.86/100 renter HHs)2018: 10 filings (5.71/100 renter HHs)
Filings dropped 29% over the past 10 months.
Comparable tracts

Census tracts with similar eviction risk

Within Shorewalk. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Shorewalk

The heaviest input here is tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City Beach, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Bay County average of 5.0 and above the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 54th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

Princeton's Eviction Lab logged 164 eviction filings here over 10 tracked years, with about 5.4% of renter households facing a filing in a typical year. Filings peaked at 8.0% of renter households in 2011.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12005002703

Q1

What is the eviction-risk score for census tract 12005002703?

Census tract 12005002703 in the Shorewalk neighborhood scores 2.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005002703?

Median gross rent is $1,606/month (ACS 5-year 2023, table B25064). 76% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005002703?

9.0% of residents in tract 12005002703 live below the federal poverty line (ACS B17001, 2023). Population: 3,562.
Q4

How socially vulnerable is tract 12005002703?

CDC Social Vulnerability Index ranks this tract in the 54th percentile nationally. Sub-themes: socioeconomic 53th, household 62th, minority 32th, housing 52th.
Q5

Is tract 12005002703 considered part of Shorewalk?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12005002703 fall within Shorewalk (neighborhood centroid within 1.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 12005002703?

Princeton Eviction Lab recorded 164 eviction filings across 10 validated years in tract 12005002703 (2000-2018). The average annual filing rate is 5.45% of renter households, peaking at 8.0% in 2011. Source: Eviction Lab tract-validated 2024 release.
Q7

How does tract 12005002703 compare to Panama City Beach overall?

Tract 12005002703 scores 2.6/10, higher than the parent city of Panama City Beach at 2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City Beach; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Panama City Beach

Top eight tracts in Panama City Beach ranked by composite eviction-risk score.

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