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Neighborhood · Ranked #58,384 of 84,120 nationally

Shorewalk Eviction Risk: Lower , Panama City Beach

Tract 12005002709 · Bay, FL · pop 3,147 · neighborhood within 0.9 mi

Census tract 12005002709 sits in the Shorewalk area of Panama City Beach, Florida eviction laws, and carries an eviction-risk score of 5.6/10. It lands near the 62nd percentile nationally for landlord eviction risk.

About 56% of renters carry a rent burden of 30% of income or higher, a severe level, and 23% are severely burdened at 50% or more. The typical renter pays about $1,770 a month while the average household earns $77,995 a year, roughly 27% of income at the averages. About 37% of occupied units are renter-occupied.

Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 21% Stable renters 17% Owners 62%
Tract context
Occupied units1,638
Renter share37.5%
SVI overall0.34
Poverty rate13.1%
Median income$77,995

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Shorewalk
Very High
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 7 tracts In Panama City Beach
Very High
Within county
50 th percentile
Rank, 50th percentileLowHigh
#25 of 49 tracts In Bay
Moderate
Within state
41 th percentile
Rank, 41st percentileLowHigh
#3,043 of 5,122 tracts In Florida
Moderate
Geographic context

Risk heat across Panama City Beach and the region

Centroid at 30.2365, -85.8951 · click any tract to drill in

Why Shorewalk scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Panama City Beach
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
13.1% poverty · this tract
3.3
Supply constraint
$1,770 rent vs county FMR
6.0
Rent control risk
Inherited from Panama City Beach
7.7
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from Panama City Beach
7.8
Housing court bias
Inherited from Panama City Beach
6.1

How Shorewalk compares

Risk score vs. parent city, county, state.
Shorewalk risk score vs. parent city / county / stateThis tract: 3.03.0This tracttract 002709Panama City Beach: 2.02.0Panama City Beachparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 34

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Comparable tracts

Census tracts with similar eviction risk

Within Shorewalk. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Shorewalk

What moves this score most is tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City Beach, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Bay County average of 5.0 and above the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 34th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12005002709

Q1

What is the eviction-risk score for census tract 12005002709?

Census tract 12005002709 in the Shorewalk neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005002709?

Median gross rent is $1,770/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005002709?

13.1% of residents in tract 12005002709 live below the federal poverty line (ACS B17001, 2023). Population: 3,147.
Q4

How socially vulnerable is tract 12005002709?

CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 40th, household 28th, minority 21th, housing 46th.
Q5

Is tract 12005002709 considered part of Shorewalk?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12005002709 fall within Shorewalk (neighborhood centroid within 0.9 miles, OSM data).
Q6

How does tract 12005002709 compare to Panama City Beach overall?

Tract 12005002709 scores 3/10, higher than the parent city of Panama City Beach at 2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City Beach; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Panama City Beach

Top eight tracts in Panama City Beach ranked by composite eviction-risk score.

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