North Miami Eviction Risk: Elevated

The dominant input is tenant-organizing strength at 9.5/10. 27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running hot, rent-regulation exposure reads 9.2/10.

Set annual rent against average income of $45,451 and the ratio lands at 37%, above the conventional 30% ceiling. On the softer side, supply constraint reads 1/10.

73% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment. Against Miami-Dade County at 57.9%, around two-thirds of renters here are cost-burdened.

Adults with no health insurance runs 22.6% against 11.3% nationally. At $1,396 a month, rents run 18% under what the rest of North Miami commands.

The filing record is not thin: 222 evictions over 2 years of observation. Filings peaked in 2015 at 11.3% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.