Neighborhood · Ranked #63,481 of 84,120 nationally
Harbor Isle Eviction Risk: Lower , St. Petersburg
Tract 12103024409 ·
Pinellas, FL · pop 3,038 · neighborhood within 0.7 mi
Census tract 12103024409 covers the Harbor Isle neighborhood of St. Petersburg, home to 3,038 residents. For landlords it grades 4.3/10, a moderate reading. It lands near the 19th percentile nationally for landlord eviction risk.
38% of renter households here spend at least 30% of income on rent, a high level, and 24% are severely burdened at 50% or more. Average household income is about $94,032 a year. Renters make up 6% of occupied homes.
Risk score
2.7
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 2%Stable renters 4%Owners 94%
Tract context
Occupied units1,314
Renter share5.8%
SVI overall0.17
Poverty rate7.6%
Median income$94,032
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Harbor Isle
Moderate
Within parent city
17th percentile
#64 of 77 tracts In St. Petersburg
Very Low
Within county
26th percentile
#202 of 273 tracts In Pinellas
Low
Within state
32th percentile
#3,511 of 5,122 tracts In Florida
Low
Geographic context
Risk heat across St. Petersburg and the region
Centroid at 27.8328, -82.6238 · click any tract to drill in
Why Harbor Isle scores 2.7
9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Petersburg
5.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
7.6% poverty · this tract
1.9
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from St. Petersburg
1.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from St. Petersburg
4.5
Housing court bias
Inherited from St. Petersburg
4.0
How Harbor Isle compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 17
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
22%Socioeconomic
22%Household composition
29%Racial/ethnic minority
23%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
62Total filings over 17 yrs
1.57%Avg annual filing rate
1.2%Peak (2002)
2Filings in 2017 (latest validated)
Filings by year2000 to 2017
Filings dropped 33% over the past 18 months.
Pandemic-era tracking (2020–2021)
9Total filings 2020-21
0.1Avg monthly (observed)
0.1Pre-pandemic baseline
1.20×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-01-01
Pandemic filings ran near baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Analysis
What drives eviction risk in Harbor Isle
The heaviest input here is supply constraint at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Petersburg eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Pinellas County average of 4.8 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
Princeton's Eviction Lab logged 62 eviction filings here over 17 tracked years, with about 1.6% of renter households facing a filing in a typical year. Filings peaked at 1.2% of renter households in 2002.
During 2020 and 2021, eviction filings here ran at about 1.20x the pre-COVID monthly baseline, roughly back to the pre-pandemic baseline.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103024409
Q1
What is the eviction-risk score for census tract 12103024409?
Census tract 12103024409 in the Harbor Isle neighborhood scores 2.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 12103024409?
7.6% of residents in tract 12103024409 live below the federal poverty line (ACS B17001, 2023). Population: 3,038.
Q3
How socially vulnerable is tract 12103024409?
CDC Social Vulnerability Index ranks this tract in the 17th percentile nationally. Sub-themes: socioeconomic 22th, household 22th, minority 29th, housing 23th.
Q4
Is tract 12103024409 considered part of Harbor Isle?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103024409 fall within Harbor Isle (neighborhood centroid within 0.7 miles, OSM data).
Q5
How many evictions are filed each year in tract 12103024409?
Princeton Eviction Lab recorded 62 eviction filings across 17 validated years in tract 12103024409 (2000-2018). The average annual filing rate is 1.57% of renter households, peaking at 1.2% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q6
Did eviction filings in tract 12103024409 drop during COVID?
Pandemic-era filings ran 1.20× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7
How does tract 12103024409 compare to St. Petersburg overall?
Tract 12103024409 scores 2.7/10, right in line with the parent city of St. Petersburg at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Petersburg
Top eight tracts in St. Petersburg ranked by composite eviction-risk score.