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Neighborhood · Ranked #67,219 of 84,120 nationally

Harbor Isle Eviction Risk: Lower , St. Petersburg

Tract 12103024409 · Pinellas, FL · pop 3,038 · neighborhood within 0.7 mi

Census tract 12103024409 covers part of the Harbor Isle area of St. Petersburg, FL, and scores 3/10 on landlord eviction risk. 38% of renter households cross the 30%-of-income line, well below the Pinellas County average of 53.4%.

Risk score
3
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 2% Stable renters 4% Owners 94%
Tract context
Occupied units1,314
Renter share5.8%
SVI overall0.17
Poverty rate7.6%
Median income$94,032

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Harbor Isle
Moderate
Within parent city
26 th percentile
Rank, 26th percentileLowHigh
#57 of 77 tracts In St. Petersburg
Low
Within county
17 th percentile
Rank, 17th percentileLowHigh
#227 of 273 tracts In Pinellas
Very Low
Within state
28 th percentile
Rank, 28th percentileLowHigh
#3,704 of 5,122 tracts In Florida
Low
Geographic context

Risk heat across St. Petersburg and the region

Centroid at 27.8328, -82.6238 · click any tract to drill in

Why Harbor Isle scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Petersburg
5.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
7.6% poverty · this tract
1.9
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from St. Petersburg
1.5
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from St. Petersburg
4.5
Housing court bias
Inherited from St. Petersburg
4.0

How Harbor Isle compares

Risk score vs. parent city, county, state.
Harbor Isle risk score vs. parent city / county / state3.0This tracttract 0244093.5St. Petersburgparent city3.9Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 17

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 62Total filings over 17 yrs
  • 1.57%Avg annual filing rate
  • 1.2%Peak (2002)
  • 2Filings in 2017 (latest validated)
Filings by year 2000 to 2017
Year-by-year eviction filings in tract 12103024409
Filings dropped 33% over the past 18 months.

Pandemic-era tracking (2020–2021)

  • 9Total filings 2020-21
  • 0.1Avg monthly (observed)
  • 0.1Pre-pandemic baseline
  • 1.20×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran near baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Analysis

What drives eviction risk in Harbor Isle

24% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The clearest offset is state political climate at 1.5/10. On the softer side, rent-regulation exposure reads 1.5/10.

Well under the midpoint, economic stress reads 1.9/10. Princeton's Eviction Lab logged 62 filings here across 17 tracked years. Against the Pinellas County average of 3.8, this tract reads safer for landlords by 0.8 points.

The worst year on record was 2002, when 1.2% of renter households were served. In a typical year about 1.6% of renter households face a filing.

That is riskier than roughly 20% of the 84,120 US census tracts in this model. Only 6% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

Social vulnerability reads 2.5/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the FL average is 4.1, so this tract runs 1.1 points cooler.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 12103024409

Q1

What is the eviction-risk score for census tract 12103024409?

Census tract 12103024409 in the Harbor Isle neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the poverty rate in tract 12103024409?

7.6% of residents in tract 12103024409 live below the federal poverty line (ACS B17001, 2023). Population: 3,038.
Q3

How socially vulnerable is tract 12103024409?

CDC Social Vulnerability Index ranks this tract in the 17th percentile nationally. Sub-themes: socioeconomic 22th, household 22th, minority 29th, housing 23th.
Q4

Is tract 12103024409 considered part of Harbor Isle?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103024409 fall within Harbor Isle (neighborhood centroid within 0.7 miles, OSM data).
Q5

How many evictions are filed each year in tract 12103024409?

Princeton Eviction Lab recorded 62 eviction filings across 17 validated years in tract 12103024409 (2000-2018). The average annual filing rate is 1.57% of renter households, peaking at 1.2% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q6

Did eviction filings in tract 12103024409 drop during COVID?

Pandemic-era filings ran 1.20× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q7

How does tract 12103024409 compare to St. Petersburg overall?

Tract 12103024409 scores 3/10, lower than the parent city of St. Petersburg at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in St. Petersburg

Top eight tracts in St. Petersburg ranked by composite eviction-risk score.

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