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Neighborhood · Ranked #61,295 of 84,120 nationally

Harbour Towne Eviction Risk: Lower , Clearwater

Tract 12103026809 · Pinellas, FL · pop 2,595 · neighborhood within 0.3 mi

Tract 12103026809 covers the Harbour Towne neighborhood of Clearwater in Florida. Home to 2,595 residents, it scores 4.3/10 on landlord eviction risk. That is riskier than roughly 19% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 70% of renter households, a severe level, and 41% are severely burdened at 50% or more. Average rent runs $1,667 a month against an average household income of $68,614 a year, roughly 29% of income at the averages. About 32% of occupied units are renter-occupied.

Risk score
3.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22% Stable renters 10% Owners 68%
Tract context
Occupied units1,341
Renter share32.1%
SVI overall0.64
Poverty rate5.8%
Median income$68,614

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Harbour Towne
Very Low
Within parent city
23 th percentile
Rank, 23rd percentileLowHigh
#31 of 40 tracts In Clearwater
Low
Within county
36 th percentile
Rank, 36th percentileLowHigh
#175 of 273 tracts In Pinellas
Low
Within state
45 th percentile
Rank, 45th percentileLowHigh
#2,821 of 5,122 tracts In Florida
Moderate
Geographic context

Risk heat across Clearwater and the region

Centroid at 27.9743, -82.7036 · click any tract to drill in

Why Harbour Towne scores 3.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Clearwater
4.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
5.8% poverty · this tract
1.4
Supply constraint
$1,667 rent vs county FMR
3.4
Rent control risk
Inherited from Clearwater
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Clearwater
3.5
Housing court bias
Inherited from Clearwater
3.5

How Harbour Towne compares

Risk score vs. parent city, county, state.
Harbour Towne risk score vs. parent city / county / stateThis tract: 3.63.6This tracttract 026809Clearwater: 2.62.6Clearwaterparent cityCounty: 3.93.9Countyavg tract in countyState: 3.93.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 64

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 102Total filings over 18 yrs
  • 1.12%Avg annual filing rate
  • 2.1%Peak (2015)
  • 6Filings in 2017 (latest validated)
Filings by year 2000 to 2017
Year-by-year eviction filings in tract 121030268092000: 10 filings (2.23/100 renter HHs)2001: 1 filings (0.22/100 renter HHs)2002: 2 filings (0.45/100 renter HHs)2003: 6 filings (1.34/100 renter HHs)2004: 5 filings (1.11/100 renter HHs)2005: 4 filings (0.81/100 renter HHs)2006: 7 filings (1.41/100 renter HHs)2007: 5 filings (1.01/100 renter HHs)2008: 3 filings (0.61/100 renter HHs)2009: 2 filings (0.40/100 renter HHs)2010: 7 filings (1.42/100 renter HHs)2011: 3 filings (0.57/100 renter HHs)2012: 6 filings (1.14/100 renter HHs)2013: 7 filings (1.33/100 renter HHs)2014: 10 filings (1.90/100 renter HHs)2015: 11 filings (2.09/100 renter HHs)2016: 7 filings (1.16/100 renter HHs)2017: 6 filings (0.99/100 renter HHs)
Filings dropped 40% over the past 18 months.

Pandemic-era tracking (2020–2021)

  • 41Total filings 2020-21
  • 0.6Avg monthly (observed)
  • 0.7Pre-pandemic baseline
  • 0.78×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 0 filings (0.00× baseline)2020-02-01: 0 filings (0.00× baseline)2020-03-01: 2 filings (20.00× baseline)2020-04-01: 0 filings (0.00× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 1 filings (10.00× baseline)2020-07-01: 0 filings (0.00× baseline)2020-08-01: 0 filings (0.00× baseline)2020-09-01: 0 filings (0.00× baseline)2020-10-01: 0 filings (0.00× baseline)2020-11-01: 0 filings (0.00× baseline)2020-12-01: 2 filings (1.14× baseline)2021-01-01: 2 filings (2.00× baseline)2021-02-01: 2 filings (2.67× baseline)2021-03-01: 0 filings (0.00× baseline)2021-04-01: 0 filings (0.00× baseline)2021-05-01: 1 filings (1.33× baseline)2021-06-01: 1 filings (10.00× baseline)2021-07-01: 0 filings (0.00× baseline)2021-08-01: 1 filings (2.00× baseline)2021-09-01: 0 filings (0.00× baseline)2021-10-01: 0 filings (0.00× baseline)2021-11-01: 0 filings (0.00× baseline)2021-12-01: 1 filings (0.57× baseline)2022-01-01: 0 filings (0.00× baseline)2022-02-01: 0 filings (0.00× baseline)2022-03-01: 0 filings (0.00× baseline)2022-04-01: 0 filings (0.00× baseline)2022-05-01: 1 filings (1.33× baseline)2022-06-01: 0 filings (0.00× baseline)2022-07-01: 0 filings (0.00× baseline)2022-08-01: 0 filings (0.00× baseline)2022-09-01: 0 filings (0.00× baseline)2022-10-01: 0 filings (0.00× baseline)2022-11-01: 0 filings (0.00× baseline)2022-12-01: 0 filings (0.00× baseline)2023-01-01: 1 filings (1.00× baseline)2023-02-01: 0 filings (0.00× baseline)2023-03-01: 1 filings (10.00× baseline)2023-04-01: 0 filings (0.00× baseline)2023-05-01: 0 filings (0.00× baseline)2023-06-01: 2 filings (20.00× baseline)2023-07-01: 0 filings (0.00× baseline)2023-08-01: 1 filings (2.00× baseline)2023-09-01: 0 filings (0.00× baseline)2023-10-01: 0 filings (0.00× baseline)2023-11-01: 1 filings (0.80× baseline)2023-12-01: 0 filings (0.00× baseline)2024-01-01: 0 filings (0.00× baseline)2024-02-01: 1 filings (1.33× baseline)2024-03-01: 3 filings (30.00× baseline)2024-04-01: 0 filings (0.00× baseline)2024-05-01: 0 filings (0.00× baseline)2024-06-01: 0 filings (0.00× baseline)2024-07-01: 0 filings (0.00× baseline)2024-08-01: 1 filings (2.00× baseline)2024-09-01: 0 filings (0.00× baseline)2024-10-01: 0 filings (0.00× baseline)2024-11-01: 0 filings (0.00× baseline)2024-12-01: 9 filings (5.14× baseline)2025-01-01: 2 filings (2.00× baseline)2025-02-01: 1 filings (1.33× baseline)2025-03-01: 2 filings (20.00× baseline)2025-04-01: 1 filings (1.00× baseline)2025-05-01: 1 filings (1.33× baseline)2025-06-01: 0 filings (0.00× baseline)2025-07-01: 0 filings (0.00× baseline)2025-08-01: 0 filings (0.00× baseline)2025-09-01: 0 filings (0.00× baseline)2025-10-01: 0 filings (0.00× baseline)2025-11-01: 0 filings (0.00× baseline)2025-12-01: 0 filings (0.00× baseline)2026-01-01: 0 filings (0.00× baseline)

Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Harbour Towne. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Harbour Towne

The heaviest input here is housing court bias at 3.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Clearwater eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Pinellas County average of 4.8 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 64th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

During 2020 and 2021, eviction filings here ran at about 0.78x the pre-COVID monthly baseline, a little under the pre-pandemic norm.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12103026809

Q1

What is the eviction-risk score for census tract 12103026809?

Census tract 12103026809 in the Harbour Towne neighborhood scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12103026809?

Median gross rent is $1,667/month (ACS 5-year 2023, table B25064). 70% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12103026809?

5.8% of residents in tract 12103026809 live below the federal poverty line (ACS B17001, 2023). Population: 2,595.
Q4

How socially vulnerable is tract 12103026809?

CDC Social Vulnerability Index ranks this tract in the 64th percentile nationally. Sub-themes: socioeconomic 61th, household 23th, minority 21th, housing 93th.
Q5

Is tract 12103026809 considered part of Harbour Towne?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103026809 fall within Harbour Towne (neighborhood centroid within 0.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 12103026809?

Princeton Eviction Lab recorded 102 eviction filings across 18 validated years in tract 12103026809 (2000-2018). The average annual filing rate is 1.12% of renter households, peaking at 2.1% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 12103026809 drop during COVID?

Pandemic-era filings ran 0.78× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8

How does tract 12103026809 compare to Clearwater overall?

Tract 12103026809 scores 3.6/10, higher than the parent city of Clearwater at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Clearwater eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Clearwater

Top eight tracts in Clearwater ranked by composite eviction-risk score.

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