Harbour Towne Eviction Risk: Moderate

36% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The main counterweight is rent-regulation exposure, at 1/10.

Annualized rent equals 34% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Internally this is not one market. Tract scores span 3 to 4.8, so two buildings inside the same boundary can carry materially different risk. Well under the midpoint is eviction-process difficulty, at 2.5/10.

Court records carry 2,375 eviction filings across its 2 observed tracts. On the softer side is supply constraint, at 2.8/10. Filing activity peaked in 2015 at 18.7% of renter households.

The most recent observed rate, 3.3% in 2017, is well off that peak. At $1,541 a month, rents sit 7% under what the rest of Clearwater commands. That places it #7 of 14 neighborhoods in Clearwater.

For a like-for-like read, Oak Harbor Place and Bayside Arbors score within a fraction of it.

For a specific building, read the per-tract breakdown below rather than the 4.1 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.