Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #34,332 of 84,120 nationally
Montclair Lake Eviction Risk: Moderate , Clearwater
Tract 12103026912 · Pinellas, FL · pop 4,939 · neighborhood within 0.6 mi
Montclair Lake in Clearwater anchors census tract 12103026912, which lands at 4.4/10 on landlord eviction risk. That is riskier than about 21% of US census tracts.
79% of renter households here spend at least 30% of income on rent, a severe level, and 39% are severely burdened at 50% or more. The typical renter pays about $1,217 a month while the average household earns $42,798 a year, roughly 34% of income at the averages. Renters make up 23% of occupied homes.
Risk score
4.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18%
Stable renters 5%
Owners 77%
Tract context
Occupied units2,320
Renter share22.9%
SVI overall0.87
Poverty rate12.1%
Median income$42,798
Percentile rank
Higher percentile = riskier than more peers.Within parent city
72
th percentile
Elevated
Within county
90
th percentile
High
Within state
77
th percentile
High
Geographic context
Risk heat across Clearwater and the region
Centroid at 27.9953, -82.7351 · click any tract to drill in
Why Montclair Lake scores 4.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Clearwater
4.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
12.1% poverty · this tract
3.0
Supply constraint
$1,217 rent vs county FMR
1.2
Rent control risk
Inherited from Clearwater
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Clearwater
3.5
Housing court bias
Inherited from Clearwater
3.5
How Montclair Lake compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 87
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 83%Socioeconomic
- 83%Household composition
- 34%Racial/ethnic minority
- 89%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 108Total filings over 17 yrs
- 1.39%Avg annual filing rate
- 3.1%Peak (2004)
- 4Filings in 2017 (latest validated)
Filings dropped 56% over the past 18 months.
Pandemic-era tracking (2020–2021)
- 166Total filings 2020-21
- 2.3Avg monthly (observed)
- 2.8Pre-pandemic baseline
- 0.80×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Analysis
What drives eviction risk in Montclair Lake
The score leans hardest on housing court bias at 3.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Clearwater eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Pinellas County average of 4.8 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.80x the pre-COVID monthly baseline, a little under the pre-pandemic norm.
The tract is predominantly White and ranks around the 87th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103026912
Q1
What is the eviction-risk score for census tract 12103026912?
Census tract 12103026912 in the Montclair Lake neighborhood scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103026912?
Median gross rent is $1,217/month (ACS 5-year 2023, table B25064). 79% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103026912?
12.1% of residents in tract 12103026912 live below the federal poverty line (ACS B17001, 2023). Population: 4,939.
Q4
How socially vulnerable is tract 12103026912?
CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 83th, household 83th, minority 34th, housing 89th.
Q5
Is tract 12103026912 considered part of Montclair Lake?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103026912 fall within Montclair Lake (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 12103026912?
Princeton Eviction Lab recorded 108 eviction filings across 17 validated years in tract 12103026912 (2000-2018). The average annual filing rate is 1.39% of renter households, peaking at 3.1% in 2004. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 12103026912 drop during COVID?
Pandemic-era filings ran 0.80× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8
How does tract 12103026912 compare to Clearwater overall?
Tract 12103026912 scores 4.4/10, higher than the parent city of Clearwater at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Clearwater eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Clearwater
Top eight tracts in Clearwater ranked by composite eviction-risk score.
Tract · FL
12103026200
5.6
/ 10 · Elevated
Tract · FL
Bayside Court
5.6
/ 10 · Elevated
Tract · FL
Dunedin Cove
5.2
/ 10 · Moderate
Tract · FL
12103026401
5.1
/ 10 · Moderate
Tract · FL
Alcove Park
5.1
/ 10 · Moderate
Tract · FL
Harbour Towne
4.8
/ 10 · Moderate
Tract · FL
12103026402
4.8
/ 10 · Moderate
Tract · FL
Alcove Park
4.6
/ 10 · Moderate
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