Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #44,239 of 84,120 nationally
Montclair Lake Eviction Risk: Moderate , Clearwater
Tract 12103026912 · Pinellas, FL · pop 4,939 · neighborhood within 0.6 mi
12103026912 is a census tract in the Montclair Lake area of Clearwater, FL. It scores 4.3/10 for landlords. Population here is 4,939. The severe-burden share is 39%, and it is the single best predictor in this model of a filing that actually reaches judgment.
Risk score
4.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18%
Stable renters 5%
Owners 77%
Tract context
Occupied units2,320
Renter share22.9%
SVI overall0.87
Poverty rate12.1%
Median income$42,798
Percentile rank
Higher percentile = riskier than more peers.Within parent city
69
th percentile
Elevated
Within county
68
th percentile
Elevated
Within state
63
th percentile
Elevated
Geographic context
Risk heat across Clearwater and the region
Centroid at 27.9953, -82.7351 · click any tract to drill in
Why Montclair Lake scores 4.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Clearwater
4.0
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
12.1% poverty · this tract
3.0
Supply constraint
$1,217 rent vs county FMR
1.2
Rent control risk
Inherited from Clearwater
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Clearwater
3.5
Housing court bias
Inherited from Clearwater
3.5
How Montclair Lake compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 87
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 83%Socioeconomic
- 83%Household composition
- 34%Racial/ethnic minority
- 89%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 108Total filings over 17 yrs
- 1.39%Avg annual filing rate
- 3.1%Peak (2004)
- 4Filings in 2017 (latest validated)
Filings dropped 56% over the past 18 months.
Pandemic-era tracking (2020–2021)
- 166Total filings 2020-21
- 2.3Avg monthly (observed)
- 2.8Pre-pandemic baseline
- 0.80×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Analysis
What drives eviction risk in Montclair Lake
Cost burden runs 79% here against 53.4% across Pinellas County. The main counterweight is rent-regulation exposure at 1/10.
On the softer side, supply constraint reads 1.2/10. Set annual rent against average income of $42,798 and the ratio lands at 34%, above the conventional 30% ceiling.
Well under the midpoint, state political climate reads 1.5/10. At $1,217 a month, rents run 27% under what the rest of Clearwater commands.
Disability prevalence runs 44.7% against 31.5% nationally. Princeton's Eviction Lab logged 108 filings here across 17 tracked years.
The worst year on record was 2004, when 3.1% of renter households were served. In a typical year about 1.4% of renter households face a filing. That is riskier than roughly 47% of the 84,120 US census tracts in this model.
At 23% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. CDC social-vulnerability scoring puts the tract at 8.8/10.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 12103026912
Q1
What is the eviction-risk score for census tract 12103026912?
Census tract 12103026912 in the Montclair Lake neighborhood scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103026912?
Median gross rent is $1,217/month (ACS 5-year 2023, table B25064). 79% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103026912?
12.1% of residents in tract 12103026912 live below the federal poverty line (ACS B17001, 2023). Population: 4,939.
Q4
How socially vulnerable is tract 12103026912?
CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 83th, household 83th, minority 34th, housing 89th.
Q5
Is tract 12103026912 considered part of Montclair Lake?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103026912 fall within Montclair Lake (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 12103026912?
Princeton Eviction Lab recorded 108 eviction filings across 17 validated years in tract 12103026912 (2000-2018). The average annual filing rate is 1.39% of renter households, peaking at 3.1% in 2004. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 12103026912 drop during COVID?
Pandemic-era filings ran 0.80× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8
How does tract 12103026912 compare to Clearwater overall?
Tract 12103026912 scores 4.3/10, higher than the parent city of Clearwater at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Clearwater eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Clearwater
Top eight tracts in Clearwater ranked by composite eviction-risk score.
Tract · FL
12103026200
4.8
/ 10 · Moderate
Tract · FL
Harbour Towne
4.8
/ 10 · Moderate
Tract · FL
Dunedin Cove
4.8
/ 10 · Moderate
Tract · FL
12103026401
4.8
/ 10 · Moderate
Tract · FL
12103026402
4.8
/ 10 · Moderate
Tract · FL
Alcove Park
4.8
/ 10 · Moderate
Tract · FL
Bayside Court
4.8
/ 10 · Moderate
Tract · FL
Alcove Park
4.6
/ 10 · Moderate
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