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Neighborhood · Clearwater, FL

Montclair Lake Eviction Risk: Moderate

1 census tracts · pop 4,939 · pop-weighted Eviction Risk Score 4.3/10 · range 4.3–4.3

Montclair Lake is a one-tract neighborhood of Clearwater, FL and houses 4,939 people. The Eviction Risk Score is 4.3/10, in the Moderate tier. Severe burden reaches 39%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Cost burden runs 79% against 37.9% citywide, putting Montclair Lake 40.7% over its own city. The clearest offset is rent-regulation exposure, at 1/10.

Set annual rent against average household income of $42,798 and the ratio lands at 34%, above the conventional 30% ceiling. Running cool is supply constraint, at 1.2/10. At $1,217 a month, rents sit 27% under what the rest of Clearwater commands.

Court records for this tract carry 108 eviction filings. On the softer side is eviction-process difficulty, at 2.5/10.

Filing activity peaked in 2004 at 3.1% of renter households. The most recent observed rate, 0.6% in 2017, is well off that peak. That places it #3 of 14 neighborhoods in Clearwater.

At 23% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.

One tract means one number: 4.3/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
4.3
Moderate
1 tracts · population-weighted
Montclair Lake vs Clearwater How this neighborhood stacks against the citywide average
% of income on rent
78.6% +107%
Clearwater: 37.9%
Average gross rent
$1,217 -27%
Clearwater: $1,658
Average HH income
$42,798 -34%
Clearwater: $64,440
Poverty rate
12.1% -21%
Clearwater: 15.4%
Renter share
22.9% -45%
Clearwater: 41.4%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Montclair Lake and the region

Click any tract to drill in · 1 tracts span score 4.3–4.3

Why Montclair Lake scores 4.3

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 1.5–1.5 across tracts
1.5
Regional political climate
County-level mix · 2024 presidential margin · Range 5.0–5.0 across tracts
5.0
Local political climate
Parent city governance · Range 4.0–4.0 across tracts
4.0
Rent control risk
79% of income on rent · Range 1.0–1.0 across tracts
1.0
Eviction process difficulty
State notice requirements & court backlog · Range 2.5–2.5 across tracts
2.5
Tenant organizing strength
23% renter households · Range 3.5–3.5 across tracts
3.5
Housing court bias
County bench composition · Range 3.5–3.5 across tracts
3.5
Economic stress
12.1% below poverty line · Range 3.0–3.0 across tracts
3.0
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.2–1.2 across tracts
1.2
Risk score comparison

Montclair Lake vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Montclair Lake score vs. parent city, state, U.S.4.3Montclair LakeNeighborhood3.4Parent cityhost city3.9Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Montclair Lake

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
12103026912 4.3 4,939 79% $1,217
Social Vulnerability Index

CDC SVI percentile: 87

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 83%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 83%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 34%ile
Hispanic + non-white share of population
Housing & transport 90%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Montclair Lake

Aggregated across 1 validated constituent tract. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 108Total filings (sum)
  • 1.39%Avg annual filing rate
  • 3.1%Peak year (2004)
  • 0.59%Latest filed (2017)

Pandemic-era tracking (2020–2021)

  • 166Total filings 2020-21
  • 2.3Avg monthly observed
  • 2.8Pre-pandemic baseline
  • 0.80×Ratio to baseline

Pandemic filings ran below baseline. Tracked under Eviction Lab Eviction Tracking System (Tacoma, WA).

Frequently asked

About Montclair Lake

Q1

What is the eviction-risk score for Montclair Lake?

Montclair Lake scores 4.3/10 (Moderate tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Montclair Lake compare to Clearwater overall?

Montclair Lake scores 0.9 points higher than Clearwater overall (3.4/10). Renters spend 79% of income on rent vs 38% citywide. Average rent: $1,217 vs $1,658.
Q3

What is the average rent in Montclair Lake?

Average gross rent in Montclair Lake is $1,217/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 79% of renter households are cost-burdened.
Q4

What percentage of Montclair Lake residents are renters?

23% of Montclair Lake households are renter-occupied (vs 41% in Clearwater). The neighborhood has 4,939 residents.
Q5

Is Montclair Lake a high social-vulnerability area?

Montclair Lake sits in the 87th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Montclair Lake for landlords?

Montclair Lake carries a moderate-tier eviction-risk profile for landlords (4.3/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Clearwater as a whole (3.4/10), this neighborhood is higher-risk.
Q7

What is the demographic breakdown of Montclair Lake?

Montclair Lake has 4,881 residents. Top groups: White (non-Hispanic) (78%), Hispanic / Latino (12.8%), Asian (non-Hispanic) (3.5%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Montclair Lake

Sibling neighborhoods

Other neighborhoods inside Clearwater

Same parent city, ranked by score similarity to Montclair Lake.

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