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Neighborhood · Ranked #52,479 of 84,120 nationally

Harbor Palms Eviction Risk: Lower , East Lake

Tract 12103027319 · Pinellas, FL · pop 4,875 · neighborhood within 0.0 mi

12103027319 is a census tract in the Harbor Palms area of Oldsmar, FL. It scores 3.8/10 for landlords. Cost burden runs 69% here against 53.4% across Pinellas County.

Risk score
3.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22% Stable renters 10% Owners 68%
Tract context
Occupied units1,816
Renter share31.4%
SVI overall0.65
Poverty rate9.5%
Median income$65,694

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In Harbor Palms
Moderate
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In East Lake
Very High
Within county
54 th percentile
Rank, 54th percentileLowHigh
#126 of 273 tracts In Pinellas
Moderate
Within state
50 th percentile
Rank, 50th percentileLowHigh
#2,560 of 5,122 tracts In Florida
Moderate
Geographic context

Risk heat across East Lake and the region

Centroid at 28.0440, -82.6922 · click any tract to drill in

Why Harbor Palms scores 3.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from East Lake
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
9.5% poverty · this tract
2.4
Supply constraint
$1,688 rent vs county FMR
3.5
Rent control risk
Inherited from East Lake
8.5
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from East Lake
5.8
Housing court bias
Inherited from East Lake
7.0

How Harbor Palms compares

Risk score vs. parent city, county, state.
Harbor Palms risk score vs. parent city / county / state3.8This tracttract 0273193.7East Lakeparent city3.9Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 65

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 642Total filings over 18 yrs
  • 7.38%Avg annual filing rate
  • 14.9%Peak (2004)
  • 25Filings in 2017 (latest validated)
Filings by year 2000 to 2017
Year-by-year eviction filings in tract 12103027319
Filings dropped 60% over the past 18 months.

Pandemic-era tracking (2020–2021)

  • 166Total filings 2020-21
  • 2.3Avg monthly (observed)
  • 2.8Pre-pandemic baseline
  • 0.81×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-01-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Harbor Palms. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Harbor Palms

The severe-burden share is 24%, and it is the single best predictor in this model of a filing that actually reaches judgment. The main counterweight is state political climate at 1.5/10. On the high side, rent-regulation exposure reads 8.5/10.

On the softer side, eviction-process difficulty reads 1.8/10. At $1,688 a month, rents run 18% over what the rest of Oldsmar commands. Court records carry 642 eviction filings across 18 observed years.

Filings peaked in 2004 at 14.9% of renter households. In a typical year about 7.4% of renter households face a filing. On the national scale it lands near the 38th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 6.9/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the most pressured.

It tracks the Pinellas County average of 3.8 closely. Annual rent works out to 31% of average household income of $65,694.

31% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 12103027319

Q1

What is the eviction-risk score for census tract 12103027319?

Census tract 12103027319 in the Harbor Palms neighborhood scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12103027319?

Median gross rent is $1,688/month (ACS 5-year 2023, table B25064). 69% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12103027319?

9.5% of residents in tract 12103027319 live below the federal poverty line (ACS B17001, 2023). Population: 4,875.
Q4

How socially vulnerable is tract 12103027319?

CDC Social Vulnerability Index ranks this tract in the 65th percentile nationally. Sub-themes: socioeconomic 67th, household 75th, minority 43th, housing 49th.
Q5

Is tract 12103027319 considered part of Harbor Palms?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103027319 fall within Harbor Palms (neighborhood centroid within 0.0 miles, OSM data).
Q6

How many evictions are filed each year in tract 12103027319?

Princeton Eviction Lab recorded 642 eviction filings across 18 validated years in tract 12103027319 (2000-2018). The average annual filing rate is 7.38% of renter households, peaking at 14.9% in 2004. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 12103027319 drop during COVID?

Pandemic-era filings ran 0.81× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8

How does tract 12103027319 compare to East Lake overall?

Tract 12103027319 scores 3.8/10, right in line with the parent city of East Lake at 3.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from East Lake; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in East Lake

Top eight tracts in East Lake ranked by composite eviction-risk score.

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