Neighborhood · Ranked #10,727 of 84,120 nationally

West Loch Eviction Risk: Elevated , Waipahu

Tract 15003008705 · Honolulu County, HI · pop 3,585 · neighborhood within 0.7 mi

15003008705 is a census tract in the West Loch area of Waipahu, HI. It scores 7.4/10 for landlords. It is home to 3,585 residents. Pulling hardest the other way is supply constraint at 1/10.

Risk score

7.4

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 42% Stable renters 45% Owners 13%

Tract context

Occupied units821

Renter share87.3%

SVI overall0.88

Poverty rate27.3%

Median income$54,621

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Waipahu and the region

Centroid at 21.3777, -158.0127 · click any tract to drill in

Why West Loch scores 7.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Waipahu

6.7

Regional political climate

2024 county presidential margin

6.3

State political climate

Hawaii legislature & governorship

5.5

Economic stress

27.3% poverty · this tract

6.8

Supply constraint

$1,467 rent vs county FMR

1.0

Rent control risk

Inherited from Waipahu

6.9

Eviction process difficulty

State law sets the calendar

4.8

Tenant organizing strength

Inherited from Waipahu

8.2

Housing court bias

Inherited from Waipahu

6.3

How West Loch compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 88

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

84%Socioeconomic
44%Household composition
95%Racial/ethnic minority
93%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Within West Loch. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

28.8%Housing insecurity
16.6%Utility-shutoff threat
45.6%Food insecurity
39.4%SNAP enrollment
18.1%Transit barriers
10.5%No health insurance
22.3%Frequent mental distress
40.4%Any disability

Analysis

What drives eviction risk in West Loch

This is renter territory: 87% of occupied units are tenant-occupied. 26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Set annual rent against average income of $54,621 and the ratio lands at 32%, above the conventional 30% ceiling.

On the softer side, court filing pressure reads 1.7/10. Housing insecurity runs 28.8% against 14.2% nationally. The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment.

Running hot, tenant-organizing strength reads 8.2/10. Against the Honolulu County average of 6.0, this tract reads riskier for landlords by 1.4 points. Inability to pay a utility bill runs 16.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

At $1,467 a month, rents run 12% under what the rest of Waipahu commands. That is riskier than roughly 87% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 8.9/10.

Statewide the HI average is 5.9, so this tract runs 1.5 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 15003008705

What is the eviction-risk score for census tract 15003008705?

Census tract 15003008705 in the West Loch neighborhood scores 7.4/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 15003008705?

Median gross rent is $1,467/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 15003008705?

27.3% of residents in tract 15003008705 live below the federal poverty line (ACS B17001, 2023). Population: 3,585.

How socially vulnerable is tract 15003008705?

CDC Social Vulnerability Index ranks this tract in the 88th percentile nationally. Sub-themes: socioeconomic 84th, household 44th, minority 95th, housing 93th.

Is tract 15003008705 considered part of West Loch?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 15003008705 fall within West Loch (neighborhood centroid within 0.7 miles, OSM data).

What share of households in tract 15003008705 struggle to pay rent?

About 28.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 15003008705 compare to Waipahu overall?

Tract 15003008705 scores 7.4/10, higher than the parent city of Waipahu at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Waipahu eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Waipahu

Top eight tracts in Waipahu ranked by composite eviction-risk score.