Within neighborhood
67
th percentile
Elevated
Neighborhood · Ranked #42,763 of 84,120 nationally
West Loch Eviction Risk: Lower , Waipahu
Tract 15003008706 · Honolulu County, HI · pop 3,940 · neighborhood within 1.1 mi
Census tract 15003008706 belongs to the West Loch neighborhood of Waipahu, Hawaii. It is home to 3,940 residents and scores 5.3/10, a moderate reading for landlords. That is riskier than roughly 50% of the 84,120 US census tracts we score.
About 72% of renters carry a rent burden of 30% of income or higher, a severe level, and 27% are severely burdened at 50% or more. Average gross rent is $1,440 monthly, set against $98,750 in average yearly household income, roughly 17% of income at the averages. About 48% of occupied units are renter-occupied.
Risk score
3.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 34%
Stable renters 14%
Owners 52%
Tract context
Occupied units1,084
Renter share47.9%
SVI overall0.74
Poverty rate14.8%
Median income$98,750
Percentile rank
Higher percentile = riskier than more peers.Within parent city
70
th percentile
Elevated
Within county
67
th percentile
Elevated
Within state
67
th percentile
Elevated
Geographic context
Risk heat across Waipahu and the region
Centroid at 21.3656, -158.0179 · click any tract to drill in
Why West Loch scores 3.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Waipahu
6.7
Regional political climate
2024 county presidential margin
6.3
State political climate
Hawaii legislature & governorship
5.5
Economic stress
14.8% poverty · this tract
3.7
Supply constraint
$1,440 rent vs county FMR
1.0
Rent control risk
Inherited from Waipahu
6.9
Eviction process difficulty
State law sets the calendar
4.8
Tenant organizing strength
Inherited from Waipahu
8.2
Housing court bias
Inherited from Waipahu
6.3
How West Loch compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 74
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 45%Socioeconomic
- 83%Household composition
- 95%Racial/ethnic minority
- 78%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within West Loch. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 16.4%Housing insecurity
- 8.9%Utility-shutoff threat
- 28.7%Food insecurity
- 21.5%SNAP enrollment
- 10.8%Transit barriers
- 7.3%No health insurance
- 16.3%Frequent mental distress
- 33.5%Any disability
Analysis
What drives eviction risk in West Loch
What moves this score most is tenant organizing strength at 8.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Waipahu eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Honolulu County average of 5.1 and in line with the Hawaii statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
The tract is multiracial or other-race and Asian and ranks around the 74th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
In CDC survey modeling, about 16.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.9% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 15003008706
Q1
What is the eviction-risk score for census tract 15003008706?
Census tract 15003008706 in the West Loch neighborhood scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 15003008706?
Median gross rent is $1,440/month (ACS 5-year 2023, table B25064). 72% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 15003008706?
14.8% of residents in tract 15003008706 live below the federal poverty line (ACS B17001, 2023). Population: 3,940.
Q4
How socially vulnerable is tract 15003008706?
CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 45th, household 83th, minority 95th, housing 78th.
Q5
Is tract 15003008706 considered part of West Loch?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 15003008706 fall within West Loch (neighborhood centroid within 1.1 miles, OSM data).
Q6
What share of households in tract 15003008706 struggle to pay rent?
About 16.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 15003008706 compare to Waipahu overall?
Tract 15003008706 scores 3.9/10, lower than the parent city of Waipahu at 5.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Waipahu eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Waipahu
Top eight tracts in Waipahu ranked by composite eviction-risk score.
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