Within neighborhood
89
th percentile
High
Neighborhood · Ranked #37,643 of 84,120 nationally
West Loch Eviction Risk: Moderate , Waipahu
Tract 15003008938 · Honolulu County, HI · pop 3,832 · neighborhood within 0.2 mi
For landlords sizing up West Loch in Waipahu, census tract 15003008938 carries a moderate eviction-risk score of 5.4/10. That is riskier than roughly 54% of the 84,120 US census tracts we score.
About 60% of renters carry a rent burden of 30% of income or higher, a severe level, and 34% are severely burdened at 50% or more. Average gross rent is $2,262 monthly, set against $82,566 in average yearly household income, roughly 33% of income at the averages. Renters make up 61% of occupied homes, a renter-majority tract.
Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 37%
Stable renters 25%
Owners 38%
Tract context
Occupied units697
Renter share61.4%
SVI overall0.98
Poverty rate14.7%
Median income$82,566
Percentile rank
Higher percentile = riskier than more peers.Within parent city
90
th percentile
Very High
Within county
74
th percentile
Elevated
Within state
75
th percentile
Elevated
Geographic context
Risk heat across Waipahu and the region
Centroid at 21.3820, -158.0193 · click any tract to drill in
Why West Loch scores 4.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Waipahu
6.7
Regional political climate
2024 county presidential margin
6.3
State political climate
Hawaii legislature & governorship
5.5
Economic stress
14.7% poverty · this tract
3.7
Supply constraint
$2,262 rent vs county FMR
3.4
Rent control risk
Inherited from Waipahu
6.9
Eviction process difficulty
State law sets the calendar
4.8
Tenant organizing strength
Inherited from Waipahu
8.2
Housing court bias
Inherited from Waipahu
6.3
How West Loch compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 98
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 83%Socioeconomic
- 93%Household composition
- 96%Racial/ethnic minority
- 99%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within West Loch. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 14.7%Housing insecurity
- 6.9%Utility-shutoff threat
- 24.4%Food insecurity
- 15.3%SNAP enrollment
- 9.1%Transit barriers
- 6.6%No health insurance
- 16.2%Frequent mental distress
- 29.0%Any disability
Analysis
What drives eviction risk in West Loch
What moves this score most is tenant organizing strength at 8.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Waipahu eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Honolulu County average of 5.1 and above the Hawaii statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 14.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.9% faced a utility shutoff threat, a common early warning before a filing.
The tract is multiracial or other-race and Asian and ranks around the 98th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 15003008938
Q1
What is the eviction-risk score for census tract 15003008938?
Census tract 15003008938 in the West Loch neighborhood scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 15003008938?
Median gross rent is $2,262/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 15003008938?
14.7% of residents in tract 15003008938 live below the federal poverty line (ACS B17001, 2023). Population: 3,832.
Q4
How socially vulnerable is tract 15003008938?
CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 83th, household 93th, minority 96th, housing 99th.
Q5
Is tract 15003008938 considered part of West Loch?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 15003008938 fall within West Loch (neighborhood centroid within 0.2 miles, OSM data).
Q6
What share of households in tract 15003008938 struggle to pay rent?
About 14.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 15003008938 compare to Waipahu overall?
Tract 15003008938 scores 4.2/10, lower than the parent city of Waipahu at 5.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Waipahu eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Waipahu
Top eight tracts in Waipahu ranked by composite eviction-risk score.
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