Neighborhood · Ranked #11,988 of 84,120 nationally
West Loch Eviction Risk: Elevated , Waipahu
Tract 15003008938 ·
Honolulu County, HI · pop 3,832 · neighborhood within 0.2 mi
Census tract 15003008938 covers part of the West Loch area of Waipahu, HI, and scores 7.2/10 on landlord eviction risk. Population here is 3,832. 34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Risk score
7.2
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 37%Stable renters 25%Owners 38%
Tract context
Occupied units697
Renter share61.4%
SVI overall0.98
Poverty rate14.7%
Median income$82,566
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
89th percentile
#2 of 10 tracts In West Loch
High
Within parent city
90th percentile
#2 of 11 tracts In Waipahu
Very High
Within county
75th percentile
#84 of 329 tracts In Honolulu County
Elevated
Within state
78th percentile
#95 of 436 tracts In Hawaii
High
Geographic context
Risk heat across Waipahu and the region
Centroid at 21.3820, -158.0193 · click any tract to drill in
Why West Loch scores 7.2
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Waipahu
6.7
Regional political climate
2024 county presidential margin
6.3
State political climate
Hawaii legislature & governorship
5.5
Economic stress
14.7% poverty · this tract
3.7
Supply constraint
$2,262 rent vs county FMR
3.4
Rent control risk
Inherited from Waipahu
6.9
Eviction process difficulty
State law sets the calendar
4.8
Tenant organizing strength
Inherited from Waipahu
8.2
Housing court bias
Inherited from Waipahu
6.3
How West Loch compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 98
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
14.7%Housing insecurity
6.9%Utility-shutoff threat
24.4%Food insecurity
15.3%SNAP enrollment
9.1%Transit barriers
6.6%No health insurance
16.2%Frequent mental distress
29.0%Any disability
Analysis
What drives eviction risk in West Loch
At $2,262 a month, rents run 36% over what the rest of Waipahu commands. Pulling hardest the other way is court filing pressure at 1.7/10.
Set annual rent against average income of $82,566 and the ratio lands at 33%, above the conventional 30% ceiling. Sitting well above the midpoint, tenant-organizing strength reads 8.2/10. Against Honolulu County at 50.9%, 60% of renters here are cost-burdened.
It sits 1.2 points above the Honolulu County average of 6.0. Running hot, rent-regulation exposure reads 6.9/10. Nationally it ranks #11,988 of 84,120 for landlord eviction difficulty.
CDC social-vulnerability scoring puts the tract at 9.8/10. Statewide the HI average is 5.9, so this tract runs 1.3 points hotter.
Of its three components the housing type and transport measure is the most pressured. 61% of occupied units are renter-occupied.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 15003008938
Q1
What is the eviction-risk score for census tract 15003008938?
Census tract 15003008938 in the West Loch neighborhood scores 7.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 15003008938?
Median gross rent is $2,262/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 15003008938?
14.7% of residents in tract 15003008938 live below the federal poverty line (ACS B17001, 2023). Population: 3,832.
Q4
How socially vulnerable is tract 15003008938?
CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 83th, household 93th, minority 96th, housing 99th.
Q5
Is tract 15003008938 considered part of West Loch?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 15003008938 fall within West Loch (neighborhood centroid within 0.2 miles, OSM data).
Q6
What share of households in tract 15003008938 struggle to pay rent?
About 14.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 15003008938 compare to Waipahu overall?
Tract 15003008938 scores 7.2/10, higher than the parent city of Waipahu at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Waipahu eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Waipahu
Top eight tracts in Waipahu ranked by composite eviction-risk score.