Park Manor Eviction Risk: High , Chicago

Housing insecurity runs 34.2% against 14.2% nationally. 85% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

The score leans hardest on economic stress at 8.8/10. The poverty rate is 35%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Set annual rent against average income of $40,029 and the ratio lands at 36%, above the conventional 30% ceiling. It sits 2.0 points above the Cook County average of 6.1.

Running hot, local political climate reads 8.5/10. Inability to pay a utility bill runs 23.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Running cool, supply constraint reads 1.8/10.

At $1,204 a month, rents run 16% under what the rest of Chicago commands. Court records carry 858 eviction filings across 15 observed years.

The worst year on record was 2002, when 13.8% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.