Central Street Evanston Eviction Risk: Moderate , Wilmette

Cost burden runs 72% here against 45.6% across Cook County. What pushes it up most is supply constraint at 10/10.

Average gross rent is $3,501, 99% above the Evanston average. The voucher gap is 98.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Running cool, economic stress reads 1.3/10.

Sitting well above the midpoint, tenant-organizing strength reads 8.6/10. Princeton's Eviction Lab logged 16 filings here across 9 tracked years. It sits 0.9 points below the Cook County average of 6.1.

Adults with no health insurance runs 3.9% against 11.3% nationally. Inability to pay a utility bill runs 3.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Filings peaked in 2002 at 1.4% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 0.5% of renter households face a filing.

That is riskier than roughly 65% of the 84,120 US census tracts in this model. At 19% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.