Census Tract · Ranked #44,543 of 84,120 nationally

Rockford Eviction Risk: Lower

Tract 17201000403 · Winnebago County, IL · pop 4,243 · 85% of tract blocks fall in Rockford

Rockford anchors census tract 17201000403, which lands at 4.4/10 on landlord eviction risk. It lands near the 21st percentile nationally for landlord eviction risk.

35% of renter households here spend at least 30% of income on rent, a high level, and 13% are severely burdened at 50% or more. Average gross rent is $1,266 monthly, set against $73,524 in average yearly household income, roughly 21% of income at the averages. Renters make up 33% of occupied homes.

Risk score

3.8

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 12% Stable renters 22% Owners 66%

Tract context

Occupied units1,804

Renter share33.4%

SVI overall0.68

Poverty rate7.5%

Median income$73,524

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Rockford and the region

Centroid at 42.3014, -89.0415 · click any tract to drill in

Why Rockford scores 3.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Rockford

4.5

Regional political climate

2024 county presidential margin

5.1

State political climate

Illinois legislature & governorship

5.2

Economic stress

7.5% poverty · this tract

1.9

Supply constraint

$1,266 rent vs county FMR

5.7

Rent control risk

Inherited from Rockford

2.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Rockford

3.0

Housing court bias

Inherited from Rockford

3.5

How Rockford compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 68

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

36%Socioeconomic
91%Household composition
44%Racial/ethnic minority
82%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

6%Grade A
3%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

9.8%Housing insecurity
6.1%Utility-shutoff threat
11.9%Food insecurity
10.7%SNAP enrollment
6.5%Transit barriers
7.8%No health insurance
14.7%Frequent mental distress
32.3%Any disability

Analysis

What drives eviction risk in Rockford

The heaviest input here is supply constraint at 5.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Rockford eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Winnebago County average of 5.0 and below the Illinois statewide average of 5.4. Within its own county it reads on the safer side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of A ("Best"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 68th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 17201000403

What is the eviction-risk score for census tract 17201000403?

Census tract 17201000403 in Rockford scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 17201000403?

Median gross rent is $1,266/month (ACS 5-year 2023, table B25064). 35% of renter households are cost-burdened.

What is the poverty rate in tract 17201000403?

7.5% of residents in tract 17201000403 live below the federal poverty line (ACS B17001, 2023). Population: 4,243.

How socially vulnerable is tract 17201000403?

CDC Social Vulnerability Index ranks this tract in the 68th percentile nationally. Sub-themes: socioeconomic 36th, household 91th, minority 44th, housing 82th.

What share of households in tract 17201000403 struggle to pay rent?

About 9.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 17201000403 compare to Rockford overall?

Tract 17201000403 scores 3.8/10, lower than the parent city of Rockford at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rockford eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 17201000403 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Rockford

Top eight tracts in Rockford ranked by composite eviction-risk score.